Read America 1919 - Chapter 920 - 314, Federal Reserve_2

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... the highest reserve ratio, at 18%.

In medium-sized cities, this ratio is 15%.

These regulations naturally led to rural banks being reluctant to join the Federal Reserve System, which resulted in another consequence.

The Federal Reserve became a club for large banks!

But regardless, after the establishment of the Federal Reserve System, those banks that joined it became member banks of the Federal Reserve.

To ensure unity and mutual development among all. < ...

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The introduction is weak, please move to the text!

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