Ancient Fiend Dragon Emperor - Chapter 41 - January

Chang Xia is an anomaly in the tribe——

She doesn’t dress up, make friends, or play around. She likes to hoard all kinds of wild vegetables, and she doesn’t eat meat, saying it’s unpalatable. The whole tribe was worried that she would not grow up and die.

When she became an adult, she directly picked up a sick seedling and married her.

later.

Chang Xia used the hoarded wild vegetables to farm and feed the entire tribe; she built houses and roads, so that the tribe would no longer suffer from cold and freezing; she also conquered the entire ancient continent with delicious food.

Finally, the clansman knew that the sickly seedling beside Chang Xia was once the most powerful totem warrior of the tribe. At this time, the clansmen understood that Chang Xia was the most powerful.

- Description from novelbuddy

Jin, a hardcore gamer who still lives with his mom at the age of 24. He could never hold down a steady job since graduating, his girlfriend since high school dumped him for his best friend and he's constantly getting beat up by a group of local gang members. His dad left him and his mom when he became rich from the lottery and got a new family, one free of debt and burdens as he called it. His mom works 3 jobs to keep everything from falling apart, except for herself slowly. One day on his way home with the very first and new fully immersive VRMMORPG called Realm of Myths and Legends or RML for short, he died from a hit and run car accident. RML was advertised as the worlds first fully immersive VRMMORPG, allowing for players with skill sets in the real world, like sword training, martial arts, archery or reaction time, to benefit in the game itself! Though Jin died and at that moment a soul from another world crossed over into his body and inherited his memories. The man known as Izroth once hailed as the greatest cultivator in the seven realms, soul reincarnates into the modern world year 20xx in the body of Jin.

An unknown disciple from a small sect battling against the strongest in the cultivation world! The long journey working at cultivation, the realization of destiny and the chance to reach the apex of the world.

Some are born great, some achieve greatness and some have greatness thrust upon them. Zuo Mo is a zombie faced low level cultivator in a minor sect of a little world. Ever since he was picked up by the sect leader two years ago, he has no memories of his earlier life except a recurring nightmare. Navigating the rigid class structure and intricacies of the cultivation world, as one of the lowest possible of the lowest class, Zuo Mo’s dream is to earn money, and lots of it, through being a spiritual plant farmer.

A chance occurrence reveals that someone powerful had changed Zuo’s features and erased his mind. The money grubbing zombie decides to set out on a journey of cultivation to find out answers. Fate colludes with chance, the drums of war are beating, the ghost of his past is coming… …

- Description from novelupdates

Unique skill ‘creditor’ which can bet with its debtors on the unpaid debts.

And the ability to take skills and stats!

Kang Yoo-sik’s chance to start a new life at the Hunter Military Academy.