Apocalypse: Transmigrated with an Overlord System - Chapter 18 - : Another Loan

Lyra Shedd faced a brutal betrayal—her grandfather violently stole her superpower and handed it to her nemesis; her beloved younger brother, in his stupidity, leaked their only hidden assets to her enemies.Once a genius, she was reduced to nothing, drifting in the sea of stars.During her most agonizing years, she finally accepted the fact that her family didn't love her. Realizing she had nothing left to lose, she decided to throw off all moral restraints and become a villain!On her journey of revenge, she encountered many handsome men—but to a cold-blooded villain, they were nothing but tools for her vengeance!This time, she would make all those who pushed her to the brink tremble and scream for mercy!

I was just your average student—no special talents, no grand dreams, and most importantly… no girlfriend. My days were spent grinding through life, with my only true passion being games, mangas, and web novels.Every day, I’d see couples walking by, holding hands, whispering sweet nothings, and I’d think, Hell yeah! When's it my turn?! I mean, I deserve a cute girlfriend too, right? Someone to hold, someone to kiss—just once, please!But, of course, life had other plans.One second, I was daydreaming about romance. The next? BAM! Truck-kun hit me with the ultimate rejection letter—straight to another world. When I opened my eyes, I realized I had reincarnated... but not as the hero, not even as the sidekick. Nope. I got stuck as some low-level villain—a total extra—the kind that exists just to get one-shot by the protagonist in the early chapters.The good news? I know this game inside out.The bad news? The whole world is out to kill me.But if they think I'm going down that easily, they're in for a surprise. Using my game knowledge, I'll dodge every death flag, exploit every loophole, and rise to the top! And hey, if I end up with a harem of gorgeous girls along the way? Well… let’s call it a happy bonus!This is my story—where I rewrite my destiny, break the game, and maybe... just maybe... finally get that kiss!Support this Shameless Author with Power Stones Gifts and Golden Tickets

This novel is also known as The World Is A Wasteland: I Obtained A Top Tier Shelter

The meteorite destroyed the world, and the global people traveled to the wasteland world!

The monstrous flood, the ice age, the advent of alien beasts, the plant plague…

Under the random disaster once every seven days, if you want to survive, you must build a higher-level shelter!

Lin Yue awakened the 100% treasure chest system, and since then he has opened up a completely different style of painting from others.

Others: “The explosion rate of the treasure chest is too low? I still haven’t killed fifty mutant creatures!”

Lin Yue: “There are too many boxes and there is no room in the inventory. Do I have to upgrade the shelter to build a warehouse? Oh, it’s so annoying.”

- Description from novelbuddy

Joanne Smith, weighed down by significant debt and humiliated by Jeffrey Winchester's cruel rejection just a day before their wedding, transformed her life into that of a multi-millionaire entrepreneur, allowing love to fade into memory.Joanne had one rule in life: money first, emotions later. She built an empire from the ground up, balancing her booming logistics company with the peace of her family farm.When a rugged stranger shows up, desperate for a place to stay, Joanne reluctantly takes him in as a paying guest. But little does she know, he’s not just any guest. He’s the man who brutally rejected her years ago, the one she’s long since forgotten.And he remembers everything differently.Now, living under her roof, he’s fueled by the sting of his own downfall and a hunger for revenge.Will the truth tear her world apart—or bring a reckoning neither of them saw coming?Join me on this incredible journey to find out!I will provide daily updates, and I would love to hear your thoughts in the comments. Please consider leaving a review and supporting me with GTs, Power Stones, and gifts.I hope you enjoy this story as much as I enjoy writing it!