Endless Debt - Chapter 148 - 96 Decision Room

In a mass ambush at the Battle of the Gods, the four major guilds with all their armies surrounded one man alone: McRae, known by all players as the God of War.

But even the God of War could not survive alone against hundreds of attackers.

Yet, when McRae opened his eyes again, he’d returned to the first-day launch of the game, [Divine Domain]- and he still had his full-level character, with all classes available to him to switch freely between at any time.

With all his previous memories, McRae knew that their entire world would soon merge with the game world, where death would become permanent… And so he turned on Divine Domain once more– this time fully aware of every detail about the players, the treasures, and the game itself.

Before the four guilds were even formed, McRae would have a guild and an army of his own.

What to ExpectWelcome to this Martial Peak fanfiction, a respectful expansion of the legendary work by the original author. This fic follows the core events of the original, with a fresh twist in the form of a new protagonist who is an “outsider”—a modern reader reincarnated into the world of Martial Peak.1. MC Setup: A Cultivation Novel Reader in Martial PeakThe protagonist is NOT someone from the Martial Peak universe but a cultivation novel enthusiast from another world.No prior knowledge of Martial Peak, but vast experience with cultivation logic, tropes, and meta-awareness from similar novels.This allows for unique decision-making, unconventional strategies, and a slightly different approach to situations while still following the original storyline.He won’t be overpowered from the start, but expect fast progression due to his deep understanding of cultivation mechanics.2. Respect for the Original PlotNo major timeline changes—key events still happen as they should.All future arcs and climaxes remain intact to preserve the integrity of Martial Peak.What changes? The MC’s interactions, techniques, and relationships, providing a fresh perspective while saluting the original work.Expect some butterfly effects, but nothing that derails the core story!3. Large Harem (With More Depth & Development)Martial Peak already has one of the largest harems in cultivation fiction—we’re expanding on that.4. Smut Content IncludedLet’s not dance around it—explicit content will be featured in this fic.Balanced between romance, cultivation growth, and action, ensuring the story remains engaging beyond just smut.Cultivation-based dual cultivation, yin-yang balance, and ‘special’ training sessions will be explored in a tasteful yet satisfying manner.5. Fast-Paced UpdatesSince we’re not making drastic changes to the story, the pace will be fast and consistent.Updates will focus on the MC’s journey, harem development, and the occasional divergence to deepen character arcs.As long as there’s support and interest, the fic will keep expanding.Final NotesThis is a passionate tribute to Martial Peak, keeping the spirit of the original intact while giving readers a fresh perspective, expanded harem dynamics, and more in-depth character interactions.Are you ready to ascend to the peak once more?Let’s begin.

In the vast world of cultivation, a talisman is formed by merging the essence of heaven and earth with the spirit and soul of the practitioner. Imbuing the formless with power and imprinting it onto paper, talismans hold immense potential. Yet, this art comes with a price—most who pursue the talismanic path exhaust their spiritual consciousness, falling before they reach their full potential.Lu An’s fate was no different—until his soul, shattered by fate, found itself reborn in a new realm of cultivation. Within his sea of consciousness, he discovers the Four Treasures of the Study, mystical tools that allow him to create talismans without depleting his spiritual energy. With this newfound gift, Lu An begins his ascent.[You have drawn a Breath-Concealing Talisman. Completion Rate: 62%. Grade: Inferior, first grade. Spiritual consciousness refunded.][You have drawn a Wealth-Bringing Talisman. Completion Rate: 73%. Grade: Middle, fifth grade. Spiritual consciousness refunded.][You have drawn a Three-Yuan Gathering Qi Talisman. Completion Rate: 85%. Grade: Superior, ninth grade. Spiritual consciousness refunded.]The world of talisman-making opens before him—mastery over the five elements, control of winds and thunder, the study of formations, the nurturing of spiritual creatures, and even the command of ancient treasures. With every talisman, Lu An’s understanding of the Dao deepens, his soul, body, and laws intertwining as one. His talismans grow in power—some divine, some forbidden—each step toward immortality.Using the very forces of nature as his tools, Lu An crafts talismans that can reshape reality. With mountains and seas as his ink and brush, and heaven and earth as his canvas, he will rise to the pinnacle of the immortal realm. Even the immortals and Buddhas will bow before him, for they know him as the Talisman Ancestor.But few recall the man behind the legend, the one named Lu An, whose journey to the top, though formidable, has only just begun.

A broken man who ended his own life finds himself reincarnated into the game he used to play. However, instead of becoming the protagonist or a powerful antagonist, fate places him in the role of a minor villain—a mere stepping stone for the protagonist in the game's first arc.