I have an Apocalypse City - Chapter 968 - 969 Elite Team_1

Unique skill ‘creditor’ which can bet with its debtors on the unpaid debts.

And the ability to take skills and stats!

Kang Yoo-sik’s chance to start a new life at the Hunter Military Academy.

Riven's life turns upside down when Elysium's Multiverse absorbs planet Earth. On the fringes of a newly growing galaxy where magic and fantasy are both very real, the inhabitants of three merged worlds must find a way to survive the trials Elysium sets out for them. Riven finds himself thrust into a whirlwind of chaotic events just trying to make it out in one piece, learning how to craft the dark arts to do his bidding as he strives to keep his loved ones safe.But the powers of this new multiverse have other plans for Riven's tiny planet, and Elysium's worldwide trials are just the beginning.*A mixture of brutal violence, the darker aspects of humanity, and comedy. Centered around a blood mage / warlock and his demonic summons. This story is full of gory fight scenes, you have been warned.**Inspired by 'Defiance of the Fall', 'Primal Hunter', 'The Legend of Randidly Ghosthound', and 'Infinite Realm' series. I hope I do them justice.*

To be exact, the female lead is an “older sister” type, amid many beauties and handsome guys, she's no white lotus.Also, it's said that the name of this book is the same as a brand of sheep's milk powder.

I can see ghosts. Even the ghosts inside games. But then…”Ah! Not there, over that way! My family heirloom is hidden there.” The ghosts in the game keep revealing hidden pieces to me.