I Returned as a High School Girl - Chapter 9: Debt Settler (1)

Kai is the hardest working warrior in his generation... and the unluckiest. In a world where most people receive magical skills, classes, or cultivation, Kai has nothing but his wits and his strength. His only choice will be to forge a new path against fate, no matter where it takes him.

Savage monsters pour endlessly from the wasteland, threatening the survival of civilization itself. They say that human strength isn't enough and only those gifted with destined powers have a chance of making a difference. Kai is hungry to fight in that war, to be someone who matters. That hunger will take him across a world stranger and more terrible than he could possibly have imagined.

【Nonsense】【No morals】【No routine】

…

The majestic world, nine heavens and ten earths.

In a colorful world, happy cultivating immortals.

When Chu Liang opened his eyes, he found that he had become a disciple of the Shushan School, and he was carrying a strange pagoda… Since then, he has embarked on an unimaginable road.

The thirty-sixth peak rises in the morning smoke, and the dragon is returned eight thousand miles away!

…

“My lord, please kill the demon!”

- Description from novelbuddy

Ye Xuan came from a normal but extremely wealthy family. Yet, one day, when he woke up, he realized that he had been transmigrated to a fantasy world.

He was prepared to train and embark on an adventure, but he quickly learned that he had actually become the young master of Thousand Realms, the biggest trade company.

His father even let him inherit more than trillions of spirit stones.

“Are you serious? I’m sick of being rich!” Ye Xuan complained.

Fortunately, he had awakened a system that would make him stronger by spending money.

With that, he used the Grade 9 Celestial Pill to feed his dogs.

He used the famous painting that contained the will of the Supreme Sword to start a fire.

He used the Five-elements Divine Talisman to clean his ass.

And yet, he still had much more to spend. He then decided to join a clan that no one had even heard of.

He spent thousands just to see the saintess of the clan smile.

He built a pill alchemy workshop and gave out high-grade celestial herbs for free, and yet, one of the disciples who had never made a single pill was actually talented and was able to create the high-grade celestial pills.

When he started a dueling competition, he bet a lot of his money on the weakest contestant.

However, that contestant had actually awoken the Ancient Holy Body during the fight and was able to fight 100 men on his own.

“You sure are my son. You are as talented as me when it comes to managing a business!” his father complimented.

“This man is so cool when he spends his money!” exclaimed the saintess.

Billions of light years away, on a planet where magic flows through every creature, two dominant species battle for supremacy, 'Humans and Ants'.In this world, Ants aren’t just insects, they are the most intelligent and powerful race who challenged humans, wielding magic and evolving in ways no one can predict.Reborn as an ant in this brutal, predator-filled realm, Kai refuses to accept a life of insignificance. With a sarcastic system, ultimate skills, bizarre evolution choices, and a talent for chaos, he sets out to defy fate.From dodging death against Dragon Men, Ape Men, Wolf Men and Termite Kings, etc to building his own army, Kai’s journey is one of relentless growth, cunning strategy, and outrageous battles.Survive! Evolve! Conquer! The world isn’t ready for the rise of the most overpowered ant in history.