Jitsu wa Ore, Saikyou deshita? ~ Tensei Chokugo wa Donzoko Sutāto, Demo Ban'nō Mahō de Gyakuten Jinsei o Jōshō-chū! - Chapter 74: Mercumenes’ Plot.

A young boy genius, Suo Jia, is a water mage who dreams of being a warrior travelling the great and dangerous trade routes to find his lost father that set off on them before Suo Jia was born. Having to look after his sick mother, Suo Jia manages to find a way to solve all their problems, as well as make a name for himself. He gathers nobility, vast wealth, items of great power, knowledge lost to the ages, and exceptionally talented females around him as he plots and plans – preparing to set off on an epic journey that will go down in history as a new legend. However, will others that depend on his powers so much be willing to let him go on such a dangerous journey so easily?

- Description from Novelupdates

There’s an ancient saying in Great Ruins, ‘Don’t go outside when it’s dark.’

“There are no heroes. In life, the monsters win.”

...

In 2106, [Mayhem Online], a fully immersive VRMMO game, was released. Soon, it dominated the world's economy when people could exchange the in-game currency with real-life currency and vice versa.

In the year 2107, Flynn Grey, a 22-year-old college dropout with an ambiguous history, joined in the fray of billions of people that had already started playing [Mayhem]. Hoping to uncover the game's secret and earn a fortune, he spent months on adventures without fruitful results.

For better or worse, Shura, Flynn's in-game character, ends up in a great Wyvern's den, acquiring a hidden class and a monstrous race. Join him as he defeats his past and paves his way into becoming a true legend in both worlds.

After you’re awake but find yourself looking like a character in a game and came to a strange place, is this a different world or a game? Is it a rebirth or a cross over to another world? Everything needs to be explored by yourself!

- Description from Novelupdates