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...  Fang Cheng got involved with the medical intermediary because of the medical insurance paid by the original owner's parents.

  After the death of his parents, the beneficiary of the insurance fell to Fang Cheng, but he needed to continue to pay the fees.

  But the original owner, as a high school student with no income, naturally couldn't afford to pay the high annual insurance premium, so he planned to withdraw the insurance.

  When he was about to surrender the policy, th ...

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After the failure of crossing the tribulation, Ye Leng’an returned to the first life again.

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…but it seems pretty doable.