MTL - I Just Want to Play the Game Quietly - Chapter 1844 Zhou Wen's guess

"I want to run away from everything."

In the year 298 from the era of the gods, elementary school girls Sumi Washio, Sonoko Nogi, and Gin Minowa are tasked with an important mission. They are to become heroes and fight Vertex, a mysterious enemy that is attacking Shinju-sama, the god tree that protects Shikoku, the only area in the world that is still habitable. What they don’t know, is that this fight will cost them more than they could have ever imagined.

Vahn was an atypical youth. Due to a rare mutation, his blood had the potential to target and attack ailments within the human body. Touted as a universal cure, people had elevated his status above the norm and given him the classification "Panacea". In the media, he was hailed as a great hero who would usher in a new era or human wellness. However, behind the scenes things weren't so bright. Being a unique individual, Vahn spent his entire youth locked up in a lab with various scientists and research teams using his body and blood to perform endless amounts of experiments. The only solace in his suffering was the various anime and manga made available to him between experiments. He often imagined himself as the protagonist in a world of his own, finally in control of his own destiny. For years he nurtured this desire, until at the age of 14 he died when an organization had tried to kidnap him from the lab...

Unique skill ‘creditor’ which can bet with its debtors on the unpaid debts.

And the ability to take skills and stats!

Kang Yoo-sik’s chance to start a new life at the Hunter Military Academy.