MTL - Necromancers Are Frantically Stationing Troops In the Apocalypse - Chapter 101 , phantom

Unique skill ‘creditor’ which can bet with its debtors on the unpaid debts.

And the ability to take skills and stats!

Kang Yoo-sik’s chance to start a new life at the Hunter Military Academy.

Through an array of coincidences, Alex comes to learn that making pills is one of the best ways to earn money in the game, 'Eternal Cultivation.'

[Nakseong High School, the heads of 300 people exploded!] Lee Joon, an ordinary high school student.During the entrance ceremony, he was caught up in a strange phenomenon and died.[You have died.] [Restarting from checkpoint.] [Loading…] And then a message appeared before his eyes.『Welcome to Nakseong High School that is full of mysteries and secrets.Uncover the dark secrets hidden around the school, or fight against urban legends and myths to earn points and unlock special abilities.Then, gather companions and stop the resurrection of the demon king before you graduate.The world is in your hands.』

Crimson Vale Academy—where reputation is currency, and failure is a stain you wear on your sleeve.Behind gothic walls and spotless uniforms, students aren't just educated—they're measured, ranked, and pitted against each other in a brutal meritocracy. Privileges are earned, not given. The strong rise. The weak vanish.Enter Kairon Vale, a transfer student marked Rank D—the bottom of the bottom. No badge. Just a stitched black fang, branding him as “Obsidian”—a warning to others.In a system where points dictate your value, Obsidian-ranked students claw for every opportunity to ascend into the prestigious Golden or Platinum ranks—where comfort, power, and influence await. But for most, it’s a losing battle.Yet Kairon isn’t here to fit in, impress, or play by their rules. Cold, calculating, and impossible to read, he watches the system… and waits. Because while the academy judges worth by numbers and names—he understands something deeper:Everyone wears a mask. And every mask can be cracked.Let the games begin.