MTL - Proficiency Panel Right At The Beginning - Chapter 86 20 years? !

Gu Changge, a noble lady from a wealthy family, is a well-known business legend in Yuncheng, going into business at 15, taking over as President of Gu Group at 18 and becoming Chairman of the family business at 30.
She is murdered by her husband Shao Tianze, just to give his mistress Gu Changle a healthy heart. But a premeditated car accident makes Gu Changge revive in a new guise and settle into an 18-year-old girl, Song Yunxuan.
The new face, young body and experienced soul become her weapons of revenge. In her struggle with the four big families in Yuncheng, can Gu Changge shrink back? Will she open her broken heart again? Can she always head off dangers in power struggles?
Let’s find out if Gu Changge can revenge herself and create glory again.

- Description from Novelupdates

Death, Depression, Poverty, Love issues – all things that a 27-year no-name writer faces.

Dale Mitchell, your average guy in a below-average job. But, what happens to him is anything but average. After hitting someone in his truck, his world was turned upside down, inside out, and more than fifty shades of grey.

Now, he seems to be something called a World Keeper, and must create and manage his own world. Is this his afterlife, or something else entirely?

[R-18, Mature Element Warning!] [Multiverse!]A young man with a questionable job dies, eaten by a shark. To his surprise, afterlife was a spinning roulette that decided his next world and powers, with an annoyed Goddess supervising the process.The Gamer System welcomes him with open arms, and he shivers in the endless potential it holds. If used right, he knew The Gamer could step beyond even Godhood. Beyond God.Out of desperation, that was exactly what his goal became. The Goddess was a snitch, and now she and her fellow Gods wanted him dead. What, and why?In the end, [Soul 799], soon to be renamed as [Neji Hado], becomes a Cursed Soul.-—-Tags: Gamer-System, Gray-MC, Harem, Incest, Mature, Multiverse, R-18, OP-MC, World-Hopping.First World: My Hero AcademiaSecond World: NarutoThird World: Fate/Grand OrderFourth World: High School DxD