MTL - The Black Card - Chapter 1345 Large interest-free loan

In the year 3000, the Earth shattered and it was torn open by a rift between realms that unleashed ancient beasts, magical chaos, and apocalyptic storms. Civilization crumbled, giving rise to a brutal new law: Tame or be Torn Apart. Beast Tamers, bonded to mutated and other creatures now rule what remains of the world through strength, savagery, and guild-driven power.Kelvin, a scavenger scraping by in the ruins, lives in the shadow of these warlords until he unearths Xerion, the End-Tyrant, a legendary primordial beast sealed beneath the earth. Bound by a forgotten bloodline and a cursed contract, Kelvin inherits the Sigil of the Overlord, thrusting him into a war-torn world where survival is no longer enough.He was hunted by guilds, worshipped by outcasts, and pursued by enemies both human and monstrous, Kelvin must rise from nothing to either unite or destroy what’s left of civilization. As forbidden powers awaken and ancient truths unravel, one man and his beast stand poised to reshape the fate of a world teetering on the edge of annihilation.

“My daughter will kill me.”A poor man, exhausted and overwhelmed by debt, dies and finds himself in his favorite novel as Arzoth Draven—the character he despised the most. Arzoth Draven is the infamous prince who constantly tries to undermine his brother, Evren Draven, the story's main protagonist. He abandoned his illegitimate daughter in a basement, only to be killed by her years later. Now, having transmigrated into the role of Arzoth Draven, can he avoid this grim fate? And on top of that, he also possesses a system.

As we all know, there is a force that must not be messed with in the Southern Region, thatched cottage.

Among them, the eldest disciple is the Qingyun Sword Master of the Southern Region, with a mastery of swordsmanship.

The second disciple, the Eternal Empress, leads an era.

The third disciple is a great Confucianist in the world, and the star of Wenqu came down to earth.

The fourth disciple, the reincarnation of the demon god, suppressed Jiuyou.

…

Lu Changsheng: Me? I am nothing special, just their master.

- Description from novelbuddy

Michael, formerly a military veteran turned mercenary, was living quite a peaceful and slightly eventful life. That was until an accident happened that caused him great misfortune, rendering him unable to continue being a mercenary. After that point, his life spiraled into that of an alcoholic, eventually leading to his demise. Before he died, he saw something odd; it was a blue hologram with the words ’Do you wish to start anew?’ Michael readily accepted and was thrust into a fantasy world with a mysterious system companion that seemed to be hell bent on making him the best healer in the world. However, as he began unraveling mysteries, he found out his identity was not as simple as it seemed.