MTL - The Black Card - Chapter 1428 Unexpected value spending

He is a young man without a spirit root. It is believed that this denies him the chance at cultivation. However, a mysterious lady imparts a Supreme Demon Classic to him and from then on, he starts his path of cultivation.
He undergoes a total transformation to emerge as the most fearsome and powerful fiendish demon in his era, that even immortals and fiends are fearful of him, and saints are at his beck and call.
Mastering the Supreme Demon Classic is the turning point in his life. He is able to unleash his immense and divine power from within, illuminating the entire universe!

- Description from Novelupdates

Takahiro Nao, a 25-year-old drowning in debt and despair, lives only for his struggling family. Every sacrifice he makes is for them—until a selfless act costs him his life. Instead of the end, Nao encounters a Goddess of Benevolence who offers him a miraculous deal: “Live in a new world, and your efforts there will support your family back on Earth.”Reborn into the dead body of Naoki von Blackmore, the so-called “Failed Hero,” he finds himself burdened with the daunting task of saving the world by defeating the Demon King—all while supporting the family he cherishes. Armed with formidable powers yet haunted by his past failures, Nao steps into a dangerous realm of swords, magic, and ferocious monsters. Facing relentless enemies, harrowing trials of life and death, and an unyielding fate, he’s forced to confront the ultimate question: how far is he willing to go to protect the people he loves?Filled with emotional struggles, determination, unexpected humor, and a touch of romance, this story asks a powerful question to the readers: What would you sacrifice for the people you love?

In her previous life, she was humiliated and bullied every day. Her relatives despised her and her friends played tricks on her! Her mother and elder brother died one after another early. She gritted her teeth and survived the adversity alone, but only managed to live for twenty-six years!When she opens her eyes again, she finds herself back in time twenty years ago. To swallow insult and humiliation silently and let history repeat itself? If everything couldn't be changed, what was the point of her rebirth?! Who can stop her now that she defies her destiny and her abilities are emerging? In front of others, she is an ordinary student with an indifferent personality, isolated by her classmates. Behind their backs, she works step by step to build a brilliant and extraordinary business network.

The Hero’s party was attacked by a large group of powerful devils. The party will no doubt be annihilated if this were to go on.