MTL - The Rebirth of the Financial Hegemon - ~ please explain

In her previous life, she was humiliated and bullied every day. Her relatives despised her and her friends played tricks on her! Her mother and elder brother died one after another early. She gritted her teeth and survived the adversity alone, but only managed to live for twenty-six years!When she opens her eyes again, she finds herself back in time twenty years ago. To swallow insult and humiliation silently and let history repeat itself? If everything couldn't be changed, what was the point of her rebirth?! Who can stop her now that she defies her destiny and her abilities are emerging? In front of others, she is an ordinary student with an indifferent personality, isolated by her classmates. Behind their backs, she works step by step to build a brilliant and extraordinary business network.

Han Yun was spoiled from childhood.

He survived past his emperor dad and crown prince elder brother, and became an emperor.

He didn’t know how to govern the country, but he was lucky—there was a Grand Preceptor who “assisted” him, spoiling him even more than his father did.

After just a few years, this puppet emperor died. When he awakened, he had transmigrated into the modern world, becoming a third-rate model struggling alone without any loving parents.

Just when he thought he had become a little cabbage that nobody wanted and no one would ever spoil him again, a certain ancient monster of a Grand Preceptor who had lived 1,000 years appeared again… and looked to be doing quite well for himself.

The utterly impoverished little emperor had tears in his eyes: “Beloved subject! Zhen (royal We) have missed you so much!”

Grand Preceptor: “Your Majesty, this minister has waited for you for a thousand years.”

- Description from Novelupdates

Lao Chen was just an old, underpaid security guard in a rundown apartment complex, living a miserable life under a stingy, ungrateful boss.His wife left him, his daughter wanted nothing to do with him, and poverty was his only constant companion.In the end, death came in the form of a drunk driver, leaving him broken and forgotten on the cold pavement.But fate wasn’t done with him. In his final moments, he prayed—desperate, pleading to any deity who would listen.And someone did.The God of Wealth and Love took pity on his wasted life and granted him a second chance.Wake up again as Zhao Yiming, a 25-year-old gambler and alcoholic drowning in debt with nothing but a good face and a strong body to his name, he was given the Affinity Money Maker System—a mysterious power that let him gain wealth and influence by forming relationships, whether as lovers, friends, or even enemies.Before he knew it, he had stumbled his way into unimaginable riches.But things never go as planned. One moment of recklessness—one affair with the wrong woman—led to an unexpected murder.Now, the system has thrown him onto a new path: The Villain Route. With a negative perk that keeps the police off his trail but tightens the noose around his future, Zhao Yiming is faced with an impossible choice.Will he claw his way to the top and become the billionaire he was meant to be? Or will his second life end behind bars, just as tragic as his first?

Liu Ming, since he was young, lived in a savage prison named Savage Island where the prisoners aren’t controlled by any guard or security. When the island sinks due to “mysterious” events, only a handful of people survive – those survivors are then pursued by the government.

On the other hand at another place two practitioners are worrying about what will happen to them because the young master that they were supposed to protect had died.

Their young master looks nearly like our MC
What will happen?

- Description from Novelupdates