MTL - The Upgrade System of All Realms Starts From Conquering Naruto - Chapter 38 I'm not a dragster

Zhou Yu is just an ordinary person. After his heart attack, he was born again. He thought he could enjoy life well, but he didn’t realize that this world was a supernatural world. He always bumps into ghosts and a group of samsaras would use him as a NPC. His lover always turns into a horror movie BOSS.

- Description from Novelupdates

Transmigrating into a Cultivation World full of crises, Shi Nian just wants to lie flat and survive until she dies of old age.However...Why do the fellow disciples around her all seem a bit off?The aloof senior sister is a vicious supporting female character, and in the end, her own partner extracts her soul and peels her bones just to save a mortal woman.The gentle second senior brother is a tragic character; his childhood sweetheart fiancée claims she and a poor boy are true love, and eventually, that poor boy breaks in and cripples second senior brother's cultivation.The cold third senior brother is obsessed with swordsmanship and has eyes only for that, but the female lead clings to him obsessively, saying she loves only him. The male lead is jealous because of this, and third senior brother is schemed against and dies pierced by thousands of arrows.The kind junior sister saves a tiger demon, who professes admiration for her, but in the blink of an eye, throws her into the Abyss for the sake of the female lead, causing her to fall into demonhood, ultimately dying tragically under the Righteous sword.Shi Nian is shocked to realize she has transmigrated into four books at once.And all her fellow disciples are the villains in the books...When a group of protagonists righteously come knocking on the door.Shi Nian, who has been lying flat all this time, suddenly realizes.Huh?When did she become invincible?

Five years ago, humanity’s strongest Tower Climber was betrayed at the peak of his conquest.Rael Arden, known only by his codename Phantom, was the silent genius who cleared impossible floors, crushed monsters with forbidden magic, and shaped the rules of Tower exploration. No one had ever seen his real face—yet his legend was feared across the world.But at the Tower’s summit, the teammates he carried to glory stabbed him in the back. For power. For godhood. For fear of what he might become.They thought he died.They were wrong.Reincarnated in secret, Rael awakens in a modern world that’s on the edge of collapse. Dungeons bleed into cities. Monsters evolve. The Tower is no longer just a gate—it’s infecting the world. And the very ones who betrayed him now rule from the shadows, hiding behind titles, guilds, and lies.But Rael isn’t alone. His soul split across hidden clone bodies, each designed to infiltrate, gather information, and prepare for war. As each clone reawakens, his power grows—and so does his rage.With him are three women tied to his fate:Selene, the shadow rogue who never betrayed him.Lyra, a curious researcher drawn to the legend of the Phantom.Aeris, the sword saint who still mourns his death… and may not be as loyal to the enemy as she seems.Now, Rael hunts the seven betrayers who destroyed his past.One by one, they will fall.But revenge is just the beginning.Because deep within the Tower, something else is waking—an ancient force that even Rael feared. And this time, the world may not survive unless the Phantom reigns again.

In the hospital, Fang Ya lay on the cold bed. As she did not have the money for surgery, she could only watch as her life slowly faded away.

On her deathbed, looking back on her life, she relived all of her regrets.

What she regretted the most was that she had chosen to leave her marriage with nothing and refused all the assets given to her by her nouveau riche ex-husband.

Darkness enveloped her. When she woke again, she found herself reborn.

She was reborn in the year when her nouveau riche ex-husband abandoned her and making ends meet with their daughter.

She could not believe it. She had once prayed to God, and God seemed to have answered her prayers—He gave her a second chance!

This time, she did not reject the property distribution from her nouveau riche ex-husband. She took the nine-digit sum of money as well as a set of courtyard houses in the capital city.

In this life, she would give her daughter a luxurious life. They would no longer be homeless and destitute. She would no longer have to give up her life because she had no money.

Not long after the divorce, she met He Feng coincidentally.

At this time, He Feng had just returned from the European battlefield. He returned home with dazzling military achievements, only to receive a divorce agreement from his wife.

In the few years that he was on the battlefield, his wife had already fallen in love with someone else, and that person was rather rich too.

He Feng brought his child to the city where Fang Ya was working and took up a position in the Public Security Department.

Someone introduced him to Fang Ya and wanted to matchmake them.

Fang Ya, who was reborn, knew He Feng’s entire life experience. In a few decades, he would be a five-star admiral with immense power and battle achievements.

Moreover, after the divorce, he never remarried. It was said that he was hurt by love. His loyalty would not allow him to trust any other woman.

During the blind date, the tall and stern man appeared to be a little taciturn.

Fang Ya knew that He Feng only planned to remarry because of his child. He did not want his child to follow him everywhere on his military travels.

Once he settled down, he probably would not even consider marriage anymore.

Without much hesitation, Fang Ya agreed. He Feng was a good man and was worth marrying.

Female protagonist: Reincarnated in her later years and experienced all the vicissitudes of life. After marriage, she assisted the male protagonist to overcome obstacles based on memories from her past life. She also assisted him to ascend to the peak of power smoothly.

The male protagonist: An ordinary man who was a member of the special forces. From the most ordinary soldier, he transformed into a man who eventually became the general of the Empire.