My NTR Harem - Chapter 28: Old times

For Chen Cheng, thirty means interest—the interest rate.From 3,000, to 100,000, to a million, to ten million, and then to over a hundred million...An ever-increasing amount of principal, an endless stream of interest.With money generating money, compounded interest calculations made Chen Cheng exclaim:This money can't be spent! Absolutely can't be spent! For a lifetime, I can't finish spending it!

Crimson Vale Academy—where reputation is currency, and failure is a stain you wear on your sleeve.Behind gothic walls and spotless uniforms, students aren't just educated—they're measured, ranked, and pitted against each other in a brutal meritocracy. Privileges are earned, not given. The strong rise. The weak vanish.Enter Kairon Vale, a transfer student marked Rank D—the bottom of the bottom. No badge. Just a stitched black fang, branding him as “Obsidian”—a warning to others.In a system where points dictate your value, Obsidian-ranked students claw for every opportunity to ascend into the prestigious Golden or Platinum ranks—where comfort, power, and influence await. But for most, it’s a losing battle.Yet Kairon isn’t here to fit in, impress, or play by their rules. Cold, calculating, and impossible to read, he watches the system… and waits. Because while the academy judges worth by numbers and names—he understands something deeper:Everyone wears a mask. And every mask can be cracked.Let the games begin.

On a harsh rainy day, a high school student without any particular special skills, Usato Ken, got dragged into another world summoning with two others; a good-looking guy and a beautiful girl, both of whom he strangely started getting along with just today. As an especially talentless individual that didn’t stand out, he thought that the others would treat him like he was useless. However, they were unexpectedly kind.———“Maybe things will be fine?”Usato who found hope in another world thought that, but the reality was different. He had a certain magic talent hidden within him and he was forced to fall into hell under the name of “training”.