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... ere was a penalty for closing the loan before its term of ten years and that cost Alex an additional $5,000. But it was fine since in the long run, he would need to pay almost double of what he owed to the bank.

Alex was now debt free and it was a really happy feeling.

To celebrate this, he ordered some good food, chocolates, beer, and a few extra things that Melissa wasn't aware of.

When everything was delivered, he decorated the living room and Melissa arranged the food ...

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