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... and upgrade rules of this system. If you overuse these loopholes, your overall assessment level on the tenth level will be extremely low."

What these loophole rules could be,

The system didn't explicitly tell him.

But thinking about it, indeed there were quite a few assessment loopholes.

For instance,

Helping repay the loans of borrowers who couldn't afford to pay back, or in order to control risk, lending to people he knew well or who were under his contr ...

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