Splitting the Heavens - Chapter 97: Chat on the Pinxin Peak

"Your bed is cold," spoke a voice in the room that had her eyes go wide in fear. Nervously, she turned around, gulping softly to see a shadow on her bed as if someone laid down there. The man who had been lying down sat up emerging out from the shadows where he had been waiting for her.

Chi Yan had always had a weak constitution, and ghosts had always tried to kill him. He had tried many ways to change his situation, but it was all futile.

Coincidentally, Third Master Ye of Shiming City passed away, and a priest informed Chi Yan that Third Master Ye possessed the “look of demon,” Carrying a bit of this man’s ashes and installing an altar for him at home could help control the evil spirits around Chi Yan.

Left with no choice, Chi Yan took a gamble. Amazingly, it worked. However he didn’t expect that he’d be instead be haunted by the most persistent ghost of them all.

Obsessed with love, undying resentment, possessed by evil.

- Description from Novelupdates

Unique skill ‘creditor’ which can bet with its debtors on the unpaid debts.

And the ability to take skills and stats!

Kang Yoo-sik’s chance to start a new life at the Hunter Military Academy.

How could a poor graduate student without any background or connections become successful? With a coaching system? An upgrade? This is not a computer game, but real life we’re talking about!