Tale of the Red Dragon Without Dragon's Might - Chapter 456 - 448: Settling by Proclamation

At dawn.The light of dawn lingered, hesitant to arrive, while the remnants of the setting sun had long faded into darkness. Within the city shrouded in thin mist, the hidden churches in the shadows, veins clinging to the cracks in walls, the gnawing sounds echoing from the sewers, and the murmuring shadows...A lantern bearer strolled forward.

The days where adventurers would roam the land and grow strong are long gone. More than 99.9% of the world's population is level 1, and in fact, leveling just isn't something people think about anymore, as almost every spawn point on the planet has been gone for close to a thousand years. Only the elites, the super rich, or the super lucky have access to spawn points, and because of this, they are like Gods among men: like superheroes. For people like Zach, life is a mundane, ordinary experience of getting up, going to school, working, and then going back to bed. But that's all about to change when he stumbles upon one of the only unknown spawn points in existence. And in doing so, his life is about to descend into a wild chaos he never could have expected. (Lit RPG, fantasy, action, slow burn)

The MC transmigrates to the Narutoverse in the body of an orphan boy from the Senju clan, as a normal person from modern Earth he has little to no fighting experience, but luckily time is something he has a lot as Naruto is just 6 months old so, he can slowly build his strength to live a “Peace-full” life

Other people earn points, gain skills and attributes after transmigration, while I end up planting trees?