That Time an American was Reincarnated into Another World - Chapter 11: Bank

When he woke up, Chen Xiao, a tech elite business genius, was reborn in a parallel world in 1999, another self standing at the gate of the college entrance examination.

This year……

OICQ was just born, and Goose Factory employees pretended to be girls and chatted with male netizens. Ma Yun was regarded as a liar and was forced to leave Yanjing to start a business in Suzhou and Hangzhou. Li Hong rented two rooms at the Yanjing Hotel and discussed the prototype of whiteness…

This year, Chen Xiao took the black technology guide of the future world, from social software to domestic systems, from domestic chips to artificial intelligence, from new biological energy to DNA remodeling to fight cancer; from quantum technology to anti-gravity engines…

He won the title of “Forbes” and dominated the global media. He suddenly found that he had accidentally changed the world.

- Description from novelbuddy

Marcella Valemont was a villainess wrapped in silk and thorns.The alluring, selfish daughter of the High Priest, she was forced into a cold marriage with the Black-bellied Duke Berith Montclair. She longed for power and would stop at nothing to claim the crown, even if it meant seducing the incorruptible Crown Prince Lucian and clawing her way to the throne into becoming the Queen.Until it all burned.Her ruthless schemes led to betrayal, rebellion, and ruin-- an empire on its knees, a virtuous king destroyed, and a rebellion led by the man she discarded. Desperate and full of regret, she barters her life with the Duke to save Lucian.In an interesting turn of events, Marcella gets to go back in time to fix her wrongs, save the man who was ruined because of her and hopefully stop the bloodthirsty rebel Duke Berith.She finds herself reborn as her 18-year-old self with a chance for a do-over and vows to do better this time.But the past does not forget. Nor does the devil in her husband’s skin.Secrets long buried begin to surface, and Marcella discovers that her former husband is far more than he seems—a man cloaked in darkness, harboring a purpose that threatens everything she holds dear.They say second chances come with thorns and to fix the past, she must trust the devil who destroyed it.

The narrative follows a gamer who, after selecting the “Awakened Cinder” class in the game Fractured Dawn, finds himself transported into the game's world. However, this version of the game is devoid of its usual interfaces—no UI, no tutorials, and no second chances. Each death strips away a part of his memories and identity, immersing him deeper into a perilous reality.The protagonist, now known as Riven, must navigate the treacherous Witherlands, confronting formidable foes like the Gravemare and Dreamborn Horrors, while uncovering the mysteries of Emberlight, Grace, and Cindershrines. His journey is one of survival, self-discovery, and challenging the very fabric of this fractured world.