The Geared Immortal - Chapter 1081358 Heavenly Samsara:

It had been hundreds of years since humanity and their Witch allies had been forced to retreat to the fortress cities after the disastrous war to eliminate the Magi Clans.

Nuclear weapons had burned the skies, and Grand Magic pulled entire continents beneath the seas before the end, but the victory was secured, no Magi was left alive in their slowly recovering world.

Or so they thought.

Wolfe Noxus was born on the lower levels of a fortress city run by the Morgana Coven, raised under the glow of magical lights, with magic and technology entwined in every aspect of his life.

But after his eighteenth birthday, when a get rich quick scheme led him to the forbidden ability to use the powers of the Magi, his whole life would change.

The forbidden inheritance of the Magi was his. All he had to do was live long enough to embrace it.

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One of the four greatest braggarts in the web novel circle, Zhang Xuan, has entered the 【Source World】, a higher dimensional plane even above the Empyrean. With the complete version of the Library of Heaven’s Path that encompasses the capacities of the 【Heavens’ Imperfections】, 【Heavens’ Order】, and 【Heavens’ Nature】, he embarks on an adventure — showcasing his might — across the world! Searching for Fate, Resigning Oneself to Fate, Knowing One’s Fate, Commanding Fate... While all of you are still cultivating your fate, seeking fate, or borrowing fate, I, Zhang Xuan, already possess the ’Eternal Fate of the Heavens’!

Though it felt a little awkward to be my good brother’s aunt, it was really exciting to find out how handsome and rich his uncle was.

- Description from Novelupdates

Unique skill ‘creditor’ which can bet with its debtors on the unpaid debts.

And the ability to take skills and stats!

Kang Yoo-sik’s chance to start a new life at the Hunter Military Academy.