The Unrivaled Tang Sect - Chapter 570.1 - Change of Plans

Several hundred thousand players are trapped in a gritty zombie apocalypse survival game just after game launch. There are hints that deaths in the game might be serving some other terrible purpose in the background of reality…

The main character, Liu Gan, is a quadruple amputee in real life. A quirk in the server code recognized his prosthetic limbs as ‘real limbs’ in game, giving him ‘normal’ arms and legs that nonetheless have the strength and power of steel limbs, and thus far more power than a normal player. With this minor cheat helping him survive the early stages of the game, Liu Gan sets out to find out what exactly is going on, and to endure as long as he can.

- Description from Novelupdates

Unique skill ‘creditor’ which can bet with its debtors on the unpaid debts.

And the ability to take skills and stats!

Kang Yoo-sik’s chance to start a new life at the Hunter Military Academy.

Shinji found himself in the world of Naruto, facing the Tailed Beast Ball of the Nine-Tailed Fox.“Did I reincarnate just to die immediately?!” Shinji thought.“...”[Ding! Multiverse Role-Playing System, able to randomly draw characters/spirits/pets/trash witches from the multiverse...][Option 1: Genshin Impact World - Geo Archon - Rex Lapis - Zhongli][Option 2: One Piece World - Emperor Of the Sea - Clown King - Buggy][Option 3: Pokemon World - Lazy Pokemon - Snorlax]Watching the Tailed Beast Ball roaring towards him, Shinji stretched out his hand,“My title as Zhongli's biggest fan wasn't earned for nothing.”

「Shimizu-san, you dyed your hair black.」「Ah, yes.」「Why did you dye it all of a sudden?」「Because…yesterday…」Shimizu-san, who sat next to me and had dyed her hair from blonde to black gradually lowered her voice, slightly blushed, and laid her face down on the desk.