While everyone is Cultivating, I am playing an RPG game - Chapter 42 - Meeting Teacher Michael

In a world where dungeons loom like dark secrets and monsters stalk the land, Rem’s awakening shattered the status quo. A surge of raw power flooded his veins as the Monster Monarch System bound itself to him, unlocking a terrifying potential.Each heartbeat echoed with the promise of countless souls waiting to be absorbed—skills, abilities, and monstrous strength ready to be claimed.Fuelled by an insatiable thirst for power, Rem set out on a deadly quest, driven by one singular goal: to rise above the chaos and stand at the pinnacle of the world. With nothing but the deadly abilities granted by the System, and a burning will to crush any who dared stand in his way, he carved his path through savage lands and ruthless mages.The hunt for strength never ends. The battle for supremacy has only just begun. Rem’s eyes are set on the throne of the Monarchs, and the Monster Monarch System will ensure nothing stands between him and his destiny.The grind was eternal...

[Ding!][Cashback System Activation Requirement Met!][System Binding In Progress...!][System Successfully Linked!][Spent $1,000. 10x Critical Hit. Earned $10,000. The money has been transferred to account XXX-XXX-XXX][Spent at least $1,000 on a beautiful lady. Received 1 lottery ticket. Do you want to use it?][YES][NO]Kyle was a man that has never had any luck in life and he was on the verge of ending it all after being fired from his minimum wage job due to a customer's complaint which turned out to be a lie but due to the customer being an attractive lady, no one believed Kyle.To make matters worse, he had to pay for the damages that was caused by the customer.Beautiful people, they had it easy, didn't they?This was his last step and he knew that he wouldn't see tomorrow as he searched for a river to throw himself in.He thought his mind finally broke as there was no explanation for the Cyan Screen that popped up as he clicked the [YES] button.[You have drawn Charm!][Charm: There is nothing the user can't charm his way out of or into! The universe has blessed you with charisma!]“Hahaha! I must have lost my marbles...” Kyle muttered to himself but his phone soon rang out to show that he had a notification.And to his surprise, he saw $10,000 sitting in his account and his jaw dropped.“THIS IS FOR REAL!!!”

“Young man, your chastity was lost.”

“Σ ( ° △ °|||)!!”

Give up your virginity to save the world! Our motto is–” “I didn’t think it would be bent, la la la la la!”

- Description from Novelupdates

Unique skill ‘creditor’ which can bet with its debtors on the unpaid debts.

And the ability to take skills and stats!

Kang Yoo-sik’s chance to start a new life at the Hunter Military Academy.