Zero no Tsukaima - Volume 6 Chapter 2

Li Xiandao obtained the ancient Bank of the Universe but now the bank was totally empty and had no treasures at all. The only thing it had were a bunch of debts.

After you’re awake but find yourself looking like a character in a game and came to a strange place, is this a different world or a game? Is it a rebirth or a cross over to another world? Everything needs to be explored by yourself!

- Description from Novelupdates

Raphael Sorus is a person who life hasn't been very kind to, after the death of his family his life has been on a downward spiral with nothing good going on for him.The only thing that kept him from losing his mind was [Arcane Days], an Immersion game that served as an escape for him, that was until the game company shut down the fame server.Not knowing what else to do, Raphael decides to do something stupid which lands him an audience with the Goddess of Fate.She sends him to a world that is a replica of Arcane Days, except there is a twist to it.Readers can expect a large world as well as interesting situations and a unique power system, as well as a laid-back plot.

Kiyoshiro Takeda lived a life without purpose, drifting through his days with no direction. But one fateful moment changes everything. Now, he finds himself in a world unlike any he has ever known, given a role he never asked for. A new life, an unknown destiny, and a looming catastrophe that only he can prevent. But can someone who failed in his old life truly become the last hope?