After my divorce, I started to have good luck-Chapter 1051 - 556: To Lend or Not to Lend (Part 2)

Chapter 1051: Chapter 556: To Lend or Not to Lend (Part 2)

Besides, even if Little Uncle wants to have more children, but Mao Xiaoling disagrees, he can’t do anything about it. You pushing him to have more kids is even more useless."

After hearing Chen Feng’s in-depth analysis, Zhao Xiaolan knew this was indeed the case, and she couldn’t help but feel a bit stifled in her heart. After a long while, she said sulkily, "He shouldn’t have married that woman in the first place."

Chen Feng smiled without saying anything. To be honest, his Little Uncle marrying someone like Mao Xiaoling wasn’t really a loss for him.

Upon returning home, his sister-in-law had already brought the two kids back and was busy in the kitchen. His mom went over to help, and the mother-in-law and daughter-in-law soon cooked several dishes together.

Around six-thirty, Chen Rui also came back, and the whole family sat down to eat.

During dinner, Chen Rui mentioned the antler and cod fish maw that Chen Feng had sent last time. Although they were meant for their parents, Chen Rui and his wife definitely benefited as well.

After eating the antler, Chen Rui felt quite good, and Li Guihong felt the same after eating the cod fish maw. So they asked Chen Feng where he bought these two supplements and what the price was.

Of course, Chen Feng understood what his brother meant—he wanted Chen Feng to buy some more or to buy on his behalf.

Unfortunately, these two items were gifts from someone else, and he didn’t know the exact price, nor did he know where to buy such pure supplements.

After Chen Feng explained this, Chen Rui could only express his regret, reminding Chen Feng to inform him next time he got hold of such good stuff or found a reliable channel to buy it.

Meanwhile, Zhao Xiaolan curiously asked, "Who gave them to you? These two supplements are so effective; they can’t be cheap."

Of course, Chen Feng didn’t feel comfortable telling the truth, so he just said, "A client sent them."

Zhao Xiaolan then said, "Then ask that client where they bought them. These are really good—your dad doesn’t wake up much at night anymore, and both your sister-in-law and I feel that our sleep and skin have improved."

Chen Feng was a bit speechless and could only say, "Alright. I’ll ask when I get a chance."

This matter finally passed, but Chen Rui suddenly brought up the topic of buying a house in the county town. He planned to send Little Yu to school in the city because she just started first grade, and the town’s primary school is definitely not as good as the county’s.

When his brother mentioned it, Chen Feng remembered the house he had bought in the county town back then. But now that his brother could afford to buy a house there himself, it wasn’t necessary to bring it up.

About his brother’s plan to buy a house in the county, the family didn’t oppose it, considering children’s education is a top priority. Even Zhao Xiaolan, who usually advocated for saving money, had no objections.

Nowadays, many rural residents buy houses in the county mainly for their children’s schooling; otherwise, they might not buy it.

After all, the gap between urban and rural areas is narrowing now, especially in small county towns like Lin Nan County, where the difference is quite small. Particularly for towns close to the county, it’s unnecessary to spend one or two times more on a house in the county when a quick drive takes you there. It’s mainly about schooling and school zones.

"The second primary school in East City is pretty good now. The school was built just a couple of years ago and has strong faculty. A few of my friends bought houses nearby and sent their kids to study there. I’m also planning to buy a house in that school district. The Jianyang District, just completed recently, is quite good, priced at over nine thousand. My wife and I have looked at it twice, and people are already moving in. It’s also close to Qingpu, just a few minutes away. Ah Feng, what do you think?"

Chen Feng glanced at his brother and said, "Since you both like it, I have no objections. If you’re short on money, I can lend you some."

Unexpectedly, when Chen Feng proactively offered to lend money, Chen Rui was slightly taken aback. After realizing that his intentions were seen through by his brother, he smiled awkwardly and said, "Indeed, we’re a bit short on money because we plan to pay in full to get a ten percent discount on the total price. If we take a loan, we both feel it’s not worth it—it’s troublesome and not safe. It’s better to pay it all at once."

"How much are you short?"

Chen Rui hesitated for a moment before replying slowly, "A hundred thousand."

Chen Feng hadn’t said anything, but their mother, Zhao Xiaolan, was a bit angry and scolded loudly, "You might as well just have your brother buy the whole thing for you as a gift. A hundred thousand, and you have the nerve to ask for it."

Chen Dayong, their father, was also displeased, saying, "If you’re short on money, sell the new house across the street first; it should be worth thirty to forty thousand. Besides, you’ll be moving to the county; it serves no purpose to keep that house empty."

Chen Rui said bitterly, "Dad, we just finished renovating that house and haven’t lived in it for long. Isn’t it a waste to sell it? The total for the house and renovations is fifty thousand. If we sell it now, we won’t recoup the renovation costs and will lose thousands."

Zhao Xiaolan added, "Then don’t aim so high—isn’t it fine to take a loan to buy the house? Most people do it that way; pay a down payment of thirty to forty thousand, and you can buy it. How many people pay in full to buy a house in the county?"

Chen Rui, slightly unhappy, argued, "That ten percent discount is an internal price, offered by the real estate manager who gave up his share. There won’t be another chance like this; with a hundred thousand, we save ten thousand."

Zhao Xiaolan scoffed, "Only you would believe that; it’s like those stores claiming to have rock-bottom prices, original price ninety-eight, now only fifty-eight—anyone who believes that is naive."

Chen Rui’s face turned beet red.

At this moment, Li Guihong had to intervene, saying, "Mom, we’re just borrowing, not asking for a handout. The car wash business is thriving; Ah Rui gets dividends of several tens of thousands every month, amounting to at least fifty to sixty thousand a year, so we can definitely repay."

Zhao Xiaolan said curtly, "Making a bit of money and getting all smug, changing cars and buying houses in the county—don’t forget who provides the car wash business. Never forget your roots, and don’t get carried away, always reaching too far."

This time, Li Guihong was so angry her face turned red, but she didn’t dare to say anything in rebuttal.

Chen Rui, although a little angry, felt mainly embarrassed. He had been reluctant to ask Chen Feng for such a large sum at once, but his wife kept nagging him, saying it’s not like they wouldn’t repay his brother and that his brother isn’t short on a hundred thousand, etc.

His wife’s nagging started last night and continued into today afternoon, forcing Chen Rui to finally ask his brother Chen Feng for the money.

After being berated by his parents, he knew he was in the wrong. His brother Chen Feng had already been very good to him—leading him to wealth, gifting him a car.

Asking for a hundred thousand now, isn’t that overreaching?

Even though Chen Feng could easily lend him the money, and they could repay it in the future, that’s not a valid reason for Chen Feng to lend it.

Chen Rui immediately raised both hands in surrender, saying, "My mistake, my mistake, it’s my fault. Mom, Dad, Ah Feng, just pretend I never said anything. We’ll handle the house matter ourselves."

Seeing this, Chen Dayong didn’t want to put his eldest son and daughter-in-law in an awkward position, quickly said, "Then let’s pretend you never mentioned it. Buying a house is not urgent anyway. Little Xue just started first grade; it’s okay to delay a year or two. By then, if you really want to pay in full, you can afford it. Besides, paying a down payment and taking a loan is also good enough. It’s unnecessary to pay in full."

Zhao Xiaolan also said, "If you’re worried about safety, you can always repay the loan early when you have the money."

Chen Rui quickly nodded, "Yes, yes, you’re all right."

Initially, Chen Feng did feel a bit uncomfortable, as dealing with money between siblings should be clear-cut. He thought he had already been quite good to his brother, and his brother suddenly asking for a hundred thousand for a non-urgent matter made him unwilling internally.

Sure, he had money; having just received ninety million today, a hundred thousand was nothing to him.

But this money was his, not his parents’, and it had nothing to do with his brother Chen Rui.

Having money doesn’t mean having to lend it. There’s no such reason.

If it were within fifty thousand, he would’ve lent it, but asking for a hundred thousand was indeed a bit much.

Moreover, there’s an old saying, "Help in a crisis, not in poverty; a grain given in need is remembered, but a bucket given breeds resentment."

Thankfully, after his parents lectured him, Chen Rui came to his senses and admitted his mistake.

Chen Feng ultimately chose to stay silent, not planning to lend the money.

If he easily lent his brother a hundred thousand now, it could be foreseen that their relationship would be strained in the future. Lending less wouldn’t please anyone.

Not lending might seem a bit unkind, but it might actually help maintain their brotherly relationship in the long run.

As for what his sister-in-law might think, that wasn’t something Chen Feng considered.