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Financial Independence through Cracked Apps-Chapter 95 - 94: Lingering Intimacy
The Modu branch of China Construction Bank was located in the World Financial Mansion.
Similar to its branches in other cities, the first floor housed the main service hall, while the upper floors were for staff offices.
However, this particular branch was different: it operated around the clock, without closing on Saturdays or Sundays.
At most, they would just have fewer service windows open.
But today, despite the scheduled closing time of 5:00 p.m., there were still two or three people sitting on the sofas on the first floor, waiting.
They all looked outside in unison until they saw a young man with an upright posture striding quickly up the stairs.
"Are you Mr. Lin?"
A woman in a business suit quickly walked up to greet him with a smile. After Lin Shen nodded in response, she immediately and politely extended her hand.
"Hello! My name is Jiang He. I’m your dedicated financial advisor."
"Hello."
After shaking hands with Jiang He, Lin Shen sized her up.
She had striking features and a tall, slender figure.
She wore professional, light makeup, and her short hair gave her a sharp and capable look.
Her complete professional uniform—a black blazer, white blouse, black skirt, black stockings, and high heels—paired with the glasses on her face made her seem exceptionally shrewd and competent.
She looked like a top student who had excelled in finance.
"I didn’t expect you to be so young, Mr. Lin. This way, please."
Jiang He led Lin Shen to the VIP client reception room. While a colleague was serving tea and water, she tried to build rapport through some casual questions.
"If you don’t mind me asking, is this deposit your own money, or was it from your parents?"
"It’s my own."
"Then you’re truly accomplished for your age."
Jiang He remarked with a sigh of admiration.
She had seen too many rich second-generation kids flaunting their parents’ money, all to score various perks from the bank, or even to have account managers throwing themselves at them.
Jiang He disdained such things, so she had been a little worried when she first met Lin Shen.
But judging by the mature aura he exuded, he seemed different from the other trust-fund kids.
Only after asking did Jiang He realize he was first-generation rich!
To earn your first million by yourself, starting from nothing—the significance of that went without saying. Those who understood, understood.
"Why don’t I start by introducing myself?"
After her colleague served Lin Shen his tea, Jiang He began her introduction, as serious and focused as she had been during her initial job interview with the bank.
As a Master of Finance from Fudan, her qualifications spoke for themselves.
She had five years of industry experience and had managed assets for an A8-level client, achieving an annual return of six percent.
In the world of conservative investment, this was an almost unrivaled achievement.
Anything higher would have required investments with a risk of loss.
With such an excellent track record, Jiang He should have been able to climb even higher in her career.
Unfortunately, when clients with A8-level deposits or more hired you, they weren’t just looking at your professional capabilities, but also at your "specific performance."
For example, the simplest form of "performance" for a female finance professional was "in-depth communication" in bed.
This had become commonplace in the finance industry.
After all, if you wanted someone to deposit their money with you, you had to show some "sincerity," right?
But Jiang He scoffed at such behavior.
Still, there was nothing she could do. The cancer of the industry was too deep-rooted for one person to change.
Therefore, all Jiang He could do was guarantee she would use her abilities to make money for her clients and build her reputation that way.
After she finished her detailed introduction, Lin Shen, still sitting on the sofa, took a small sip of tea, elegantly crossed his legs, and rested his clasped hands on his knee.
"Your credentials are truly impressive, but I’m more concerned with what kind of services I can expect."
To Lin Shen, the interest earned from a deposit of just over a million was a drop in the bucket.
Compared to that, he was more interested in finding out what other exclusive benefits a bank’s platinum client received.
"Of course, it’s not just personal investment services. You’ll also have access to VIP lounges when traveling by high-speed rail or plane."
Jiang He explained with a smile.
"When traveling abroad, we also provide emergency cash assistance, card replacement services, and medical assistance."
"There are also other benefits, like consumer privileges, credit limit increases..."
Jiang He rattled off a whole list of services Lin Shen was entitled to, which made him nod in satisfaction.
"I understand."
"Alright, Mr. Lin. Shall we add each other on WeChat?"
Jiang He took out her phone and smiled.
"If you have any questions, you can contact me directly on WeChat. I’m online 24/7 and will prioritize handling any of your service requests anytime, anywhere."
"Okay."
After adding Jiang He on WeChat, she had wanted to ask Lin Shen to stay for dinner, but he politely declined.
Returning to his beloved Jaguar XFL, Lin Shen felt like he was home, his body gradually relaxing.
He opened the CCB app.
Sure enough, the background had already changed to Platinum Card VIP, and next to it were the words: Dedicated Financial Advisor: Jiang He.
"Does this mean there are no more transfer fees or daily limits from now on?"
Lin Shen quite liked this particular service.
After closing the CCB app, he casually opened the [Camera and Album] and planned to upload the photo Zheng Yanfei had taken.
Although it wasn’t exactly "fashionable," it barely fit the theme.
[Upgrade Mission: Please take a photo with the theme "Fashion." (Complete)]
[Reward: Camera and Album lv.6 → lv.7]
[Photography Skill Enhancement: 70%-80%]
[Base Reward: Random attribute reward*1]
[Upgrade Mission: Please take a photo with the theme "Intimacy."]
[Evaluation: Fashion is only for the poor. To the rich, fashionistas are nothing more than their playthings.]
[System Score: A (150%)]
[Final Reward Settlement: Random attribute reward*2]
"Playthings of the rich, huh..."
Lin Shen always felt that the evaluations for his photos were hinting at something, and now the next mission was about "Intimacy."
He didn’t even have to think to know what kind of photo a theme like "Intimacy" required...
"Why does it feel like all these cracked app missions are trying to get me to conquer Nan!"
Lin Shen mused to himself, planning to complete all of their missions during his upcoming business trip.
’I wonder where those attribute points went.’
Lin Shen opened his personal panel to check.
[Constitution: 75 (73+2) / 75 (73+2) (Healthy+)]
[Spirit: 72/72 (Calm+)]
[Height: 182cm; Weight: 80kg]
’So it was Constitution.’
Lin Shen suddenly noticed that thanks to the Bone-Enhancing Calcium Tablets he’d been taking, he had grown another centimeter.
182cm was a very respectable height for a man.
"Nice."
Lin Shen then tried setting the "Fashion" themed photo as his background to see what effect it had.
[Fashion: Personal Charm +20% (Makes you more likable to others)]
"This is great!"
Lin Shen’s eyes lit up with pleasant surprise. He decided to keep this "Fashion" background active.
"Go, go, go! Time to head home!"
Lin Shen hummed a little tune, in an excellent mood.
In the distance, between the towering skyscrapers, the deep orange sunset seemed to drape a thin veil over all of Modu, making it look especially beautiful.
Lin Shen drove onto the main road, quietly enjoying the tranquility of the evening.
*
*
*
It was already 8:00 p.m. when Qin Yuenan got home.
She glanced at the clock on the wall, changed into a more casual and simple outfit, and then drove straight to the M1NT club.
Qin Yuenan was used to coming here from time to time to relax. Sitting on the open-air balcony with Zhao Jianing, enjoying the breeze and sipping on a drink—it was unbelievably pleasant.
"How are things going with Lin Shen?"
After catching her up on her own recent situation, Zhao Jianing steered the conversation toward Qin Yuenan.
"Have you two made it official yet?"
"Not yet."
Qin Yuenan shook her head, but compared to before, she now seemed more composed and confident.
"Didn’t you once say that some love stories don’t need a confession? A single look is all it takes to get together."
"I did say that, but..."
Zhao Jianing was about to say something more, but when she saw the pleased smile playing on Qin Yuenan’s lips, she swallowed the rest of her words.
"You’re going to Jinling on a business trip next week?"
"Mhm."
"And you definitely invited Lin Shen to go with you, right?"
Zhao Jianing teased with a grin, which slightly surprised Qin Yuenan.
"Who did you hear that from?"
"I guessed."
Zhao Jianing’s smile turned sly, and she suddenly lowered her voice.
"Our Nannan is finally going to become a woman!"
"..."
If this had been the old Qin Yuenan, she would have given Zhao Jianing a cold glare and told her to "get lost."
But now, she simply sipped her non-alcoholic drink, gazing out from the balcony and quietly admiring Modu’s nightscape.
"Don’t tell me you’re really planning to give it to him!"
Zhao Jianing was shocked, but then she nodded with a sigh of emotion.
"It’s not easy! To make you fall in love, this Lin Shen must really have something special."
"But let me give you a reminder: take precautions."
Zhao Jianing emphasized with a serious expression.
"No matter what he asks, you have to make him wear one, got it? Don’t end up having to take the pill!"
"Get lost!"
Qin Yuenan finally couldn’t stand Zhao Jianing’s crude talk any longer. Her pretty face flushed red as she shot her a glare.
"Do you really think I’m an idiot?"
"I’m just worried you’ll get hurt."
Zhao Jianing looked completely innocent. After taking a sip of her drink, she used the alcohol as an excuse to continue teasing.
"Besides, a couple’s harmony in bed is also super important, you know."
"Some guys are handsome but completely useless in bed; other guys look average but are absolute beasts between the sheets!"
"If I were a few years younger, I’d definitely go for the former. But now... I’d choose the latter, no questions asked!"
"Whether he’s handsome or ugly is his business! But his performance in *that* department is what determines my ’sexual bliss’!"
"Alright! Stop talking!"
Qin Yuenan quickly cut Zhao Jianing off. She was afraid that if this went on for a few more minutes, the waiter would come over and ask them to leave.
"That’s all just twisted logic."
"I’m speaking the truth."
Zhao Jianing suddenly leaned in close, grinning mischievously.
"Remember to come back and share the details of Lin Shen’s skills in *that* department."
"I’m not planning to do *that* with him yet!"
Qin Yuenan glared at Zhao Jianing again, but inwardly, she couldn’t help but mull over her friend’s words.
His skills in *that* department...
I wonder if Lin Shen is any good?







