MTL - Magic Tower Starry Sky-Chapter 1477 Bank going astray

【The starry sky of the magic tower】【】

The situation of the Karlsruhe Empire is the focus of attention of the bewildered people, especially the noble class. But no matter how much attention is paid, its influence is only slowly spreading, let alone any substantial changes.

To put it another way, the revolution stops at the stage of stacking firewood. Aristocratic lords from all over the place were moving firewood, breaking down bonfires, and carefully preventing any sparks from flying over. Everyone is not blind, knowing what this thing will look like after it is really ignited.

What has really changed drastically to the overall fascination, but what everyone takes for granted and quickly gets used to is the development of banks.

According to the original plan, the belief of Ke Yin, the goddess of gold coins, spread smoothly to every corner of the land. Even the underground world of the evil **** camp has been involved, and it has taken root smoothly.

But once the money is gathered, it is easy to cause coveted people.

The reason why the banks in the underground world can be stable is that the coins are transferred to the Goddess' kingdom the moment each depositor deposits money. If, like someone's hometown, they are dispatched by cash trucks, the banks in the underground world will not be trusted, and I am afraid they will be robbed every few days.

As for breaking into the Kingdom of God to steal money...Let's not talk about being protected by the Lord of Guardians. If you want to break into Ke Yin's divine kingdom, you must be led by other gods. Ordinary people can only be suppressed when they enter the Kingdom of God.

However, the stolen coins are completely useless to the gods, and only the mortal church needs them. This feeling is like the younger brother wants to eat a lollipop, and the boss takes the lead in rushing into the other elders, and he only grabs a lollipop to satisfy the younger brother's desire! Is this possible!

If it is as difficult as before to break into Goddess of Gold Coins, and you can easily grab other things, then forget it. But as the banks spread all over the land, the power of the goddess of gold coins also increased step by step.

There are gods who believe that the goddess of gold coins should be enough to enter the sequence of powerful divine power. But it is not sure which level it is in the upper, middle and lower reaches.

In short, no **** continues to treat Ke Yin as a medium or weak divine power. Because even without the protection of the guardian lord, she herself beat up a few guys who broke into her divine kingdom and planned to tie her up as a concubine. There are evil gods and demons.

The coveting of the gods is easy to solve. Most of the gods are not actually coveting the money, they are just jealous of the goddess of gold coins, and her power has risen slowly in just a few decades.

Some gods wanted to replace her, and some gods wanted to keep her as a pet, to extract the parts of themselves that needed her. But these actions are easily stopped by more powerful violence, whether from the Guardian Lord or Koyn himself.

The coveting of money in the world is even easier to solve. A series of settings in the Midi Bank, as well as the elite force of the wood elves mastered by the World Trees, which can be deployed anywhere in the Midi at any time, are all measures to resist mortals.

From the very beginning, Lin did not design the structure of the entire bank operation on the premise that the local people would cooperate obediently.

How to make the fastest response in the event of a robbery, how to deal with those who stop the bank and collect tolls, and how to prevent the lord from imposing exorbitant taxes when he sees the people using the bank. The bank and the wood elves have a set of corresponding rules.

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【The starry sky of the magic tower】【】

And once the wood elves are dispatched, they can kill them but never hurt them! If you can silence your mouth, you will never show mercy! It can be said that it has completely done things.

If the churches of other gods dare to act like this, it is estimated that the nobles will fight against each other, and there will be a suppression and clean-up at the level of complete obsession. But when Goddess of Gold Coins did this, no one said anything, but some people applauded.

Even if some people were dissatisfied with the goddess' behavior at the beginning, after receiving Ke Yin's explanation, everyone stood behind the goddess in unison to support her.

Ke Yin said: 'It is your money that is deposited in my kingdom of God. Your money is being robbed, I want to watch it happen and then do nothing. The part of the loss is to pick a few unlucky ghosts and clear their accounts directly, or share it equally among everyone and deduct a robbed fee? Or should I beat those who dare to rob to death? '

Killing is the best!

No one considers that since the bank keeps it for others, the bank should be responsible for any loss caused by abnormal transactions. This is also because most people are not qualified to hold a goddess accountable, nor have the ability to...

Since you can beat those who want to steal money to death, why not beat them? It was all their money that was robbed! If the goddess is not responsible for the loss, then the loss is theirs.

So after stubbornly killing a few chickens to show the monkeys, the lost nobles and lords finally calmed down a bit, and did not dare to continue to think about the bank. No one wants to see a legion of wood elves descending from the sky like magical soldiers, directly slapping themselves by surprise and mercilessly.

However, there is no way to rob it clearly, which does not mean that there are no other means.

So far, banks only have deposit and withdrawal services. Its function is similar to that of Feiqian and Jiaozi in ancient times in my hometown, which is convenient for ordinary people to travel long distances with light clothes. It's not a real game of 'wearing a hundred thousand guan and riding a crane down to Yangzhou. '

What is the level of 100,000 guan? Regardless of the weight of the holder, one hundred thousand copper coins can be strung together to form a thick gold thread coat. It can be used as armor, and it can be regarded as a heavy tank on the battlefield.

But after countless small money is gathered to form a considerable sum of money, it can do some things that could not be done before, and such a function is hard to be ignored. Such as crowdfunding, stock listing and other behaviors, the original intention is just like this.

It's just that crowdfunding and the stock market need a more mature financial environment and a stable society to operate. Most people still focus on the business that the Gold Coin Goddess's bank does not intend to operate, that is, 'lending'.

In fact, many people are puzzled by the fact that the Goddess of Gold Coins has no intention of lending money to earn interest after taking the savings. They are jealous that such a huge amount of funds is placed there. Since there is no way to grab it, they can always borrow it. But the goddess doesn't play lending yet.

For this reason, many lobbyists found the goddess to lobby, and even found a certain original voter, trying to persuade this powerful magician.

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It's a pity that in the bank, in front of the holy emblem of the Goddess of Gold Coins, these lobbyists can only get mechanical canned responses. There is no good or bad, and of course it is impossible to agree to or refuse anything, just meaningless nonsense being uttered again and again.

Even so, the Goddess was a little tempted by these people's proposals. The reason is simple, lending money is part of their plan to help people. And those who have been helped will of course be grateful to the goddess, and the collection of power of faith has not exploded.

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【The starry sky of the magic tower】【】

It's just that most people's plans are immature, and the safety issues alone are not thorough, making the loaned money very insecure. Coupled with the fact that when someone was a goddess's electorate, he repeatedly warned against the dangers of lending to earn interest, so Ke Yin has never let go of this aspect.

The magician in the holy city of Estali is even simpler, saying that he has lost his status as a voter and can no longer influence the goddess. No matter how much you talk to him, it's a waste of saliva. Then see off.

No one really dared not leave. Because if you don't want to go out straight, you will go out sideways.

Midi doesn't have much sympathy for those who offend powerful people and suffer misfortune, and the strong will not be polite. It is true that protecting the weak is the consensus of all, but this is not a reason for the weak to bully the strong in turn. Respect is fundamental and goes both ways.

but!

Eventually someone will come up with a plan to impress the goddess. It's as if someone had a bank-related proposal in the past, so that the goddess of gold coins, who was a weak divine power at the time, resolutely promoted this career with an unknown future. Now there is another proposal of the same level.

The specific operation method is very complicated. But to put it simply, it is to upgrade the goddess of gold coins to the status of a gold reserve bank, and then put on the shell of a second-tier bank, also collect reserves, and issue banknotes!

The second-tier bank opened an account in the bank of the goddess of gold coins in the name of a private bank, and deposited all the savings funds it recruited into the goddess' kingdom of God.

The savings solicited here will provide interest, and there are demand deposits and fixed deposits. The custodial fee deducted by the funds entering the Kingdom of Goddess of Gold Coins will be fully borne by the second-tier banks. Use this method to attract funds.

And the money solicited is the reserve of the second-tier bank. While retaining reserves and meeting withdrawal needs, the second-tier banks will carry out the business of printing banknotes and lending.

These actions are preparing for a credit-based structure while establishing a gold-standard economic structure.

On the surface, the banknotes called 'vouchers' save people from carrying heavy money bags; and the bank's lending business also helps those who are in urgent need or needy.

But in fact, what is going on behind this whole set of things can still be seen by someone who understands. As a time-traveler who has been bullied by the capital, if he is not familiar with this set, it would be a waste of paying so much tuition. UU Reading www.uukanshu.com

And the familiarity of this whole set of operations also gave a certain magician a kind of understanding: I am afraid he is a fellow again.

No matter how talented you are, people have limitations. Sometimes it is limited by vision and experience, and sometimes it is limited by environment and reality. Under such a premise, any proposal that challenges the unknown future will always have some immature and risky elements in it.

However, when Lin learned that someone wanted to apply for a second-tier bank and obtained specific services and business scope, he quickly made a judgment that he met his peers, that is, another cross-traveler. Because this whole set of methods is quite mature and familiar.

It's not without flaws, though.

One of them is that the second-tier bank was not established by aristocratic lords or kings, but by a powerful merchant. Although the Chamber of Commerce under its jurisdiction is not at the level of a multinational group, it is also at the top level in the local area.

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【The starry sky of the magic tower】【】

I don't know where the root of this self-confidence comes from. Do you think that capital can simply override power?

Second, this can be regarded as the old calendar. That is, the design is too complicated, and it is obvious that I don't want people to understand it. If any business is to be successfully completed, it needs very professional financial talents.

What will happen if a half-baked person wants to learn this whole set of tricks?

The same is playing basketball, what will happen to elementary school students playing basketball with NBA stars? Even if he just stands still and just lifts the ball to his head, elementary school students can't even think about playing with him.

So this whole set of designs is clearly intended to deceive people.