Reaching the age of thirty, my income randomly doubled-Chapter 759 - 567 Difficult, Oh Difficult

Chapter 759 -567 Difficult, Oh Difficult

Over the past six months, the calls Chen Pingsheng received most frequently were from people asking to borrow money.

It’s either this person or that one, and none of them would tell him how dire their situation was—they’d only say they needed a temporary cash flow.

They even promised him an annualized interest rate of 10% upon repayment.

If Chen didn’t already know the current circumstances, he might have chipped in to help.

Or even taken the opportunity to snag some bargains.

But since he knows the situation now, no matter how attractive the asset, he won’t touch it.

Being able to stabilize his own family business, avoid pay cuts, and not resort to staff optimization—

That alone is a major contribution to society.

At times like this, the most critical thing is stability. Stability, and then more stability.

Any asset that seems to hold irresistible appeal might only be a temporary illusion. A few years later, it could turn from gold to a burden no one wants.

Not only are there plenty of people seeking loans from him, but the same goes for those approaching Song Yanxi.

Even the Tang Family has come calling.

That’s to say, Song Shuiqing’s husband’s family. They’re also in real estate, carrying a moderate—not excessively high—debt load.

But if property prices drop by over 30%, families like theirs would face a life-or-death crisis.

It’s a domino effect.

While many claim such price drops are unlikely, insisting the Zhengfu would never allow it—

The reality is, once prices plummet that far, high property values could end up a mere illusion.

Stacked high, but with no buyers; these real estate firms would likewise be at risk.

So for now, Chen can only advise them to find ways to cash out quickly, rather than use his money to save the day.

Once he opens that door, there’d be no end to people seeking his help.

Better to assist nobody and let each fend for themselves. When survival becomes impossible, then they can regroup.

Song Yanxi is also feeling quite troubled. Having many friends has its perks, but if friends all come asking for loans—

It turns exhausting.

She herself has decided to offload anything she can, especially assets poised for depreciation.

At the very least, she has to show that her family is also struggling, so when folks come seeking loans, she can better turn them down.

Song Yanxi pulled out the ledger of her assets. She had several versions saved on her computer and also kept a lengthy record in her notebook.

She had many assets she could liquidate, but the ones that needed to go most urgently were undoubtedly those on the brink of devaluation.

After considering for a while, Yanxi simply decided to sell off the Shijingshan Villa, Tianjin Meishu Golden Island, Xiangjiang Galleon Peak Road property, a ten-billion vacation resort in Qingdao she’d never stayed in, and Shenzhen Bay No. 1 all in one go.

By doing so, she could raise over two billion in cash. If even she were selling houses, people would have a harder time asking her for loans.

She had no other choice. In times like this, everyone is struggling. If her family seemed overly comfortable, it would inevitably incite envy.

Selling these properties not only offered a legitimate excuse but also conveyed the message that their family was no different from anyone else.

So don’t count on borrowing money from us.

Yanxi could only post the listings in elite circles. She took a straightforward approach—selling everything at 20% below market value.

As those properties had been acquired fairly early on, there was no doubt there’d be some loss, but profiting at this point was unlikely.

Once she disposed of all these depreciating assets, she still needed to consult Chen Pingsheng to discuss which stocks to buy next.

Domestic ones seemed largely out of the question; overseas investments appeared relatively more stable.

Yanxi certainly had her own opinions. As a businesswoman, failing to accurately assess future trends could lead to danger charging in from unexpected angles.

Truthfully, her family was fine—it was just a matter of keeping up appearances.

Her husband still held plenty of high-quality stocks. At any time, selling even one could sustain them for a year or more.

If things truly took a turn for the worse, they could sell everything. Even if the overall environment stayed downward for ten years, they’d still pull through.

In ten years, Tengfei New Energy ought to rise.

Once Tengfei New Energy truly gains its footing, the family would never again have cash flow concerns.

The only issue now was that Tengfei New Energy, along with Tengde Era, collectively posted annual losses of 30–40 billion.

That was the primary reason for liquidating assets.

Otherwise, why sell at all? No matter external conditions, as long as they held onto the properties, annual dividends of four to five billion were practically guaranteed.

Life would be perfectly comfortable.

As for Chen Pingsheng, there was already chatter about organizing an alumni event for their executive training class—basically a reunion of their graduating batch.

Tong Zelan, who was far away abroad, asked him if he planned to attend.

Chen refused outright; he didn’t have great relations with those in the executive class.

The ones he did get along with—Tong Zelan and Shen Nanpeng—had already settled overseas. Those two cunning individuals had fled faster than anyone.

Meanwhile, Old Yang, who stayed in China running the tourism industry, and Liu Hai, who was in real estate, were both mired in dire straits.

Even the pig farmer, He Bijing, was currently facing intense difficulties.

Under such conditions, an executive class reunion could only mean one thing—requests for loans, and more requests for loans.

Upon hearing that he wouldn’t attend, Tong Zelan simply decided not to return at all.

Chen Pingsheng also posted to the group chat of the executive class, briefly explaining why he wouldn’t attend.

After that, he paid it no further attention, feeling somewhat uninterested as he reclined on his executive chair. Then, a thought came to mind.

“Qiunan, how’s your sister doing?”

“She’s doing fine. My sister joined Antler Coffee as a franchisee, and business is pretty good.”

“Hmm… Selling coffee these days is certainly better than milk tea.”

This year’s milk tea market was insanely competitive—unreasonably, absurdly so.

Countless young people poured their parents’ savings into franchises, only to end up with nothing left.

Even Bobo Milk Tea managed only to maintain the bare minimum; further growth seemed out of reach.

“Uncle Chen, why did you suddenly think to ask about my sister?” Lin Qiunan asked curiously.

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“Just wanted to see how people like you ordinary entrepreneurs are faring right now!”

Chen didn’t dwell on it further. He countered, “Have you ever considered not being a secretary, and instead taking an on-the-ground position?”

“No, staying by your side is just too good; I couldn’t bear to leave.”

“Alright then. But with your background, you really should take on a hands-on role. That would be hugely beneficial for your future development.”

Chen Pingsheng said, “I’ll make a call to Qiuyan and check if Dream Fund has any suitable new positions for you. You could work at a startup for two years—a real opportunity to develop your entrepreneurial experience, which would absolutely benefit you.”

Being a secretary for too long honestly isn’t very meaningful.

Lin Qiunan, who had risen from the depths of rural poverty to become an inspiring figure, deserved a career beyond the secretarial office.

She needed those few years of ground-level training.

Currently, the company sent all promising, ambitious newcomers to Dream Fund, alongside numerous startup-type firms.

At the beginning stages, everyone started fairly equally. Who rose and who fell depended entirely on their own abilities.

If Qiunan went there, perhaps she’d end up steering a business all the way to IPO. Then, at last, she’d truly be returning home in triumph.

Qiunan didn’t turn him down; she understood Chen wouldn’t harm her, nor was he dissatisfied with her performance as his secretary.

Rather, he sincerely wanted what was best for her, arranging for her to join a promising startup.

By relying on her skills and the headquarters’ support to rise to the role of a CEO leading an IPO, she’d earn herself recognition as “President Lin.”

For the sake of being called “President Lin,” she was determined to work hard.