Death March kara Hajimaru Isekai Kyusoukyoku (WN) - Book 10 - 10-31. Fiend Drug

An elder asked a young man if he wanted revenge for being humiliated by a strong man and disregarded by his master. The elder offers to pass his power to the young man, who is amazed to find centuries' worth of skill appear on his phone. The power is from the Heavenly Court, where users can borrow without interest for 30 days. The young man worries it might be a 'magic loan,' but the elder assures him that it is safe, as the daily interest is very low.Zhang Yu snorted coldly and closed the ad.

Living things really are ignorant – the greed to obtain the key to knowledge and the fundamentals of energy overpowers them. Little do they know that knowledge is full of lies and energy is the root of destruction. Us, mages, have mastered travelling through space and time. We are invincible, we can turn worlds into dust and you, mere ants, will be wiped out with no trace.

-Mage Adam

An A.I.(Artificial Intelligence) gets reincarnated into a world where he becomes a mage.

Having transmigrated into a little farmer girl, her father passed and her mother turned crazed. Facing a frail household, Qian Yixiu remained calm, her rise relied on strength, and also on the luck she had when being a “ghost”.Together with her younger brother, she strived to build wealth with one hand and protect her beauty with the other...

After dying in the world of One Piece, he was reincarnated once again this time as Neji Hyuga. But fate was no kinder here. With his father dead and the cursed Caged Bird Seal looming over him, for his survival he made a ruthless decision....