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... re realizing there were none.

Slowly, Jay Ferris straightened his back, forcing his trembling hands behind the counter as he tried to assemble something resembling confidence.

It didn’t work.

"What... what do you want...!?" he blurted. "I—I told you, I already paid this month off!"

His voice cracked halfway through the sentence, but he kept talking anyway, as if volume alone could save him.

"If this is about the debt, I swear I’m clean! I’m not late, I’m n ...

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