MTL - Death Benefit - Chapter 1023v2 Jiuchongtian and Zhendao

Kim Hyun Woo lived the life of the wealthy thanks to his parents. But one day, he received a phone call informing him of a traffic accident which involved his parents. His father had died and his mother was hospitalized in critical condition. The normal life he once knew, collapsed…

They sold their house, cancelled various insurance plans, and moved to a one room apartment. And after a few years, Hyun Woo spends four to six hours tending to his mother and worked to pay for her medical bills.

One day, one of his Instructors recommended him for position in a company called Global Exos, who made an announcement of making history with the newest technological invention.

All Raven ever wanted was a chance — to go to college, make friends, be loved, and live like any other girl her age. But dreams, it seemed, weren’t meant for people like her.As a scholarship student at an elite university built for the wealthy and privileged, Raven's life quickly spiraled into a nightmare. Surrounded by cruelty and entitlement, she became the perfect target. Their relentless torment stripped her of everything — her dignity, her hope, her will to live. She bore it all in silence, blaming herself even for the tragedy that tore her family apart. Despair led her to the edge of suicide, but fate had other plans.Ten years later, those same bullies, now living lavish lives of success and luxury, had long forgotten the girl they destroyed. But Raven hadn’t forgotten them — not one bit.With scars that ran deep and a heart hardened by pain, she returned — no longer the fragile girl they once broke. One by one, she would visit her tormentors, delivering her own brand of justice and making them learn that every cruel action has a consequence.Because this time, Raven isn’t the victim.She’s the reckoning!

What if you could hack the strongest heroes and turn them into your devoted companions?Once feared as the Heavenly Demon, Zain stood above all—unstoppable, unrivaled, unchallenged.But his reign came to an end when so-called righteous cultivators banded together to eliminate him, believing they had purged the world of its greatest evil.Yet death was not the end.Reborn in a world dominated by heroes and champions of justice, Zain awakens a mysterious Hero Hack System—a power that doesn’t just defeat heroes but rewrites them.With a single command, he can shatter their convictions, twist their destinies, and rebuild them into something new.A ruthless warrior queen? Now a loyal blade at his side.An untouchable holy maiden? Now eager to obey.The strongest hero who once stood against him? Now kneeling before him, waiting for his command.With every hero he hacks, his harem of once-unshakable warriors grows. But as he reshapes this world to his will, one question remains—who gave him this system, and what price will he have to pay?They ended his reign once. This time, he’ll reign over them all.

mc gets transmigrated to Fallout New Vegas with the merchant system. let the questionable adventure begin.