MTL - God Rewards Those Who Work Hard: No Pains, 100% Gains - Chapter 113 The "Yuanying chance" does exist, and it is Xu Ke.

A cultivation story about how a declining sect is restored by a narcissist, a troublemaker, a meanie, an idiot, and a wimpy kid.

- Description from Novelupdates

I returned after 10 years.

Xia Yuqing is a shut-in+fujoshi from the 21st century. After an accident, she transmigrates into the body of a young princess forced into a political marriage to another country.

“There are no heroes. In life, the monsters win.”

...

In 2106, [Mayhem Online], a fully immersive VRMMO game, was released. Soon, it dominated the world's economy when people could exchange the in-game currency with real-life currency and vice versa.

In the year 2107, Flynn Grey, a 22-year-old college dropout with an ambiguous history, joined in the fray of billions of people that had already started playing [Mayhem]. Hoping to uncover the game's secret and earn a fortune, he spent months on adventures without fruitful results.

For better or worse, Shura, Flynn's in-game character, ends up in a great Wyvern's den, acquiring a hidden class and a monstrous race. Join him as he defeats his past and paves his way into becoming a true legend in both worlds.