MTL - Mai Kitsune Waifu - Chapter 137 Must talk about

Li Xiandao obtained the ancient Bank of the Universe but now the bank was totally empty and had no treasures at all. The only thing it had were a bunch of debts.

Follow Chen Ming as he accepts disciples, establishes a sect, and fights his way in a world that deems him a cannon fodder.
He goes against any common sense using his wits and novel knowhow to finish missions and arm himself against his cruel fate.

- Description from Novelupdates

Qin Muling, who was reborn by chance, joined the Yunmeng Heavenly Palace, which was full of beautiful women, and became the closed-door disciple of the supreme leader. He thought he could step onto the pinnacle of life from then on, but little did he know that he would be suppressed by the senior sisters who were both stunning and powerful, to the point where he couldn't even lift his head.He fought hard for his dignity, but was repeatedly defeated and suppressed by the senior sisters without any mercy. He never had a chance to turn the tables, and in the end, he had no choice but to give up: “Senior sisters, I don't want to strive anymore!”The senior sisters smiled and threw out a life-or-death question: “Very well, choose one of us!”Qin Muling: “...”

Alex Jin was just another overworked nobody until a truck crash sent him into the body of Valerian Nightshade—the cold-blooded villain from a popular fantasy novel. Destined to die early as the stepping stone for the “hero,” Valerian was powerful, rich, and feared… but ultimately doomed.That is, until the Villain Evolution System activated.Now, every villainous act rewards Alex with unimaginable power. Crush a rival? +100 Strength. Manipulate a noble house? Unlock a rare bloodline. Kiss the heroine meant for the hero? Well... let’s just say the rewards aren’t all measured in stats.To survive, Alex must outwit plot armor, bend fate, and ascend to the throne of power in a world that expects him to lose. But the deeper he goes, the more he realizes—being the villain might be the only way to save this twisted world.This time, the villain won’t die early. He’ll rewrite the story, one ruthless step at a time.