MTL - Mulan Has No Elder Brother - Chapter 16 Wu Mulan

One day, Zhang Fan, a poor medical student, receives a medical system from the future. This turns him into a new shining star in the medical field. Along the way, he must face medical corruption, competition, and infighting from other doctors, and even find time for a love life as he strives for the top of the medical field!

- Description from Novelupdates

She is a descendant of Shennong with unparalleled medical skills and possesses a unique treasure. He is a handsome warlord who mysteriously goes blind and is sly and cunning. Crossing into another world, she becomes a six-year-old little waste. Through defying the heavens with summons and forbidden magic, she rises up in one fell swoop, showing a dazzling brilliance, looking down upon the powerful.When arrogant meets cunning and genius clashes with monstrosity, at that moment, the world trembles in awe!

Su Mu has awakened in a world where survival hinges on a single truth: each person must build and defend their own shelter against an onslaught of supernatural forces.In this apocalyptic realm, revived Yin energy has unleashed ghosts that roam freely, turning the world into a perilous place where only the strongest, most resourceful shelters can withstand the darkness.In this grim struggle for survival, all are equal—but the cost of a single meal or a sip of water is often paid with one’s life.Yet, Su Mu discovers a unique ability: he can enhance every aspect of his shelter through attribute farming. With this advantage, he constructs the most fortified walls, establishes workshops to mass-produce weapons and tools, and cultivates fertile fields that yield rich harvests season after season.While others battle hunger and bitter cold, Su Mu finds himself thriving, leading a life of relative peace—almost like a vacation—in the midst of the apocalypse.Note: This novel and its characters are fictional. Any resemblance to real persons, living or dead, is purely coincidental.

Unique skill ‘creditor’ which can bet with its debtors on the unpaid debts.

And the ability to take skills and stats!

Kang Yoo-sik’s chance to start a new life at the Hunter Military Academy.