MTL - The Villain Has Something to Say - Chapter 63

A 34-year-old NEET otaku, chased out from his house by his family, found that his life is reaching a dead end. He then recalled that his life could actually have been much better if he had made better choices in the past.

Chi Xiaochi: fourth-rate citizen at birth, three-time award-winning film emperor, second-rate temper, first-class looks. He crawled his way out of hell on hard mode to become a winner at life.

After crossing into the world of Harry Potter as Ron's twin brother, Hoare Weasley awakens the “Pay-to-Win System,” which allows him to grow stronger as long as he has Galleons.Others rely on hard work to study; Hoare relies on Galleons.Others depend on wit to learn; Hoare depends on Galleons.Others rely on talent to improve; Hoare still depends on Galleons!As long as he's willing to pay, he can take down Malfoys, Blacks, Lestranges—anyone! With enough money, he could even take a swing at Dumbledore himself.Thus, the title of “money-obsessed lunatic” quietly rises within Hogwarts.You-Know-Who: “I hear your magic is impressive. I want you to kill someone for me.”Hoare: “One hundred Galleons.”You-Know-Who: ...

To win a grand prize of five million, Chen Xixi signed up for a variety show called 'Saving Battle'.As the show began, other guests were scrimping and saving by eating the cheapest instant noodles or even starving. But Chen Xixi got a pound of eggs for free during a pharmacy event and even managed to score ten free lunches!The internet exclaimed: This lady really knows how to freeload!While other participants were too thrifty to buy cosmetics, Chen Xixi managed to have makeup without spending a dime.The internet responded: When it comes to saving money by freeloading, Chen Xixi is the master!Other guests obsessed over how to spend their money most effectively, meanwhile Chen Xixi was leisurely enjoying free afternoon tea!The internet complained: Darn it! Chen Xixi's not spending a cent, yet lives better than all of us!To save money, the other guests decided to beg at the train station. In contrast, Chen Xixi became a middleman and made a profit!In the end, all the guests were shocked by Chen Xixi's bank balance: Damn it! Not only does she freeload and pinch pennies, but how on earth is her money multiplying?!...Every time Chen Xixi freeloading, she found herself reluctantly signing up for memberships that not only led to an onslaught of spam messages and calls but also posed a risk of personal information leakage.Then she thought of the spam text that was blocked by the anti-fraud app, why not leave the scammer's number active!...At Zhongjing Group.Zhou Jingyuan was silently suffering from the barrage of spam texts and nuisance calls every day....Later on, Zhou Jingyuan's nephew pointed at the woman on the computer screen, saying: 'Uncle, this is your future niece-in-law.'Zhou Jingyuan replied: 'That's your aunt.'