Naruto Card King - Chapter 74

In his past life, he climbed to the 69th floor, and reached the limit of his potential.

Now, reborn, he has returned to the past, when the almighty Tower first summoned him. He will work his way up again, step by careful step.

This time, he will climb to the top.

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In the year 2057, the world has become a corporate-run utopia for the super-rich, and a hellhole for all the rest.

Catherine 'Cat' Leblanc is an orphan that is about as far from super-rich as one can be. When the Incursion alarms start blaring and the sky starts raining hungry xenos, it's just another blemish on an already piss-poor afternoon.

A cyberpunk magical-girl alien-invasion LitRPG.

It’s exactly as wild as it sounds.

In the legends that were told, ten thousand years ago the twelve demon kings wreaked havoc upon the world, almost completely destroying it. Ten thousand years later, the late arriving Bella discovered that she had been screwed over by her reincarnation, the ranks of the Saviors are already filled and she has to change teams in order to pass the days. Having her gender changed into a beautiful girl… she endured that, not being able to join the righteous side and obtain cheat abilities… she endured, but what she could not endure, was that the world that she had transmigrated to was toxic beyond belief. No one here does their rightful jobs properly, be they heroes, demon kings, or creator gods… in fact, Bella felt as if they all had also started with the wrong faction!

The whole world is subjected to a highly dangerous standardised exam called the Global University Entrance Examination. Answering questions by putting their lives at stake, they would live if they passed the test. Every month the exam will undergo reformation while, occasionally, it is random.

- Description from Novelupdates