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... does little Jas owe us again?" the Captain asked.

"51,832 gold coins, captain," the woman answered swiftly.

The Captain turned around toward Ning. "Did you make a mistake, lad?" he asked. "You gave us 53 thousand gold coins."

"Nope, no mistake," Ning answered. The Captain thought for a bit. "Are you paying her interest of 1% at the same time?" he asked. "Even so, you are still paying us nearly 700 more coins."

"Oh, no," Ning said. "I have no obligation to pay for ...

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