MTL - Comeback 1992-Chapter 1175 content barrier

  Chapter 1175 Content Barrier

   "Now, with the help of the Internet, the total amount of loans we have issued has exceeded trillions."

  No matter what kind of business, we must uphold one thing, that is, to make the service more concise and convenient.

   It must make customers feel not troublesome.

   Make customers feel troublesome, that is, push customers to other companies.

  People's Bank makes great use of the Internet and the power of technology to make its services better.

  Now the whole society, especially young people are becoming "lazy" and don't like to go to the business hall to do business, which is troublesome.

  Young people don’t want to come to the business hall, so find a way to move the business hall to the Internet, and the business can be done on the mobile phone.

   "All of them are used for consumption, mainly daily consumption and car loans."

  Han Songlin nodded lightly: "It is necessary to prevent loans originally used for consumption from flowing into the real estate market."

  Now all places are destocking the property market, and even introduced a subsidy system to encourage house purchases.

  Like in a small county town, it costs two to three hundred yuan per square meter.

  A set of houses costs 20,000 to 30,000 yuan.

  Take it, it smells good too.

   smiled lightly, Huaguo's real estate sales were recovering at this time, as the president of People's Bank, Dong Wenbiao had naturally seen this data.

  Big data analysis is also used by People's Bank of China.

   And it is used a lot.

  Analyze the entire domestic economy and analyze the industry situation.

   Constantly adjust the flow of funds.

   Those industries that have no future naturally have to be cautious in lending.

   Even directly refused.

  Of course, big data analysis alone is not enough, and people have to judge a company.

  As the real estate market recovers, the People's Bank of China has naturally stepped up its lending efforts.

   Regarding the management of People's Bank, Han Songlin honestly doesn't have much to say.

  People's Bank is not considered the best or worst in the domestic banking industry in terms of bad debt ratio.

   It’s medium.

   In addition, the People's Bank of China will not be verbose in dealing with bad debts, and they will deal with them directly.

  You must know that the People's Bank can provide a large amount of loans to small and medium-sized private enterprises.

  These enterprises are quite weak in anti-risk ability, and they will go bankrupt if they are not careful.

  After coming out of People's Bank, Han Songlin went to Qiandu again.

  As one of the three giants of Huaguo Internet, Qiandu is falling behind compared with Ali and Penguin.

   Yes, falling behind.

Before   , people said that Qiandu did not grasp the mobile Internet era.

  This is right, but also somewhat wrong.

  Because a very important feature of the mobile Internet era is that various companies have launched their own dedicated APPs.

  Qiandu has no way to say, search for content from the APP.

  The content obtained by such a thousand degrees is much less, basically all the content of the PC-side industry.

   In other words, the times have left Qiandu behind.

  Qiandu doesn’t want to be left behind.

  Qiandu has done a lot of things, including Qiandu Finance and Qiandu Food Delivery.

  But the effect is not good.

  Han Songlin went to Qiandu with Chen Xin. At this time, the shares of Qiandu held by THC Investment have dropped a lot.

  Although THC Investment is still an important shareholder of Qiandu, Qiandu is no longer important to THC Investment.

  Li Yanghong is undoubtedly a very capable person, a man of action, and a general.

   But in terms of his development strategy, he lacks something.

  Qiandu has been trying new businesses in recent years, but none of the new businesses have developed, and it is all supported by the old business.

  Qiandu's search business is still bringing in a lot of income.

  Qiandu is naturally extremely excellent in cash flow.

   But having money is not enough, you have to have a future.

  Qiandu belongs to that kind, who is still making money, and making a lot of money.

   But he can no longer see his future.

  Artificial intelligence research?

   Research on unmanned driving?

  Qiandu has invested a lot and produced some results, but it is not the strongest.

   This is embarrassing.

  Qiandu can be called the most technological Internet company in China.

   "Some people have been saying on the Internet that Qiandu's internal management is rigid, but I don't really agree with it."

  I can’t remember how many times I have visited Qiandu here, but Chen Xin has been here many times anyway.

   Although Qiandu is now behind AT, it cannot be said that Qiandu is not strong.

   "Qiandu has done the best it can do now."

  Han Songlin raised his eyebrows, some did not expect Chen Xin to comment on Qiandu like this.

   In terms of business, Qiandu has no way to break through.

  Then we can only say the biggest to make full use of the earning power of the old business.

   Now, the search business is facing competition from other companies.

  Special 360 Company, a company that started with rogue software and then came back to fight back.

  Three hundred and six searches have eaten up a lot of domestic search shares of Qiandu.

  Qiandu has no way to develop overseas.

   Only available in China.

  After some careful consideration, Han Songlin sighed, Qiandu's strategic environment can be said to be extremely poor.

   It is not an exaggeration to say that he was trapped to death.

   Want to break the game, but where is the break point?

  Anyway, Han Songlin didn't know.

   Qiandu also has a sense of their own predicament, but they have nothing to do with it.

  You can only take one step at a time.

  Li Yanghong is also aware of the current problems of Qiandu, and the search business has no way to deal with the current mobile Internet situation.

  On the mobile Internet, the content exists in the form of APP, which is equivalent to building a pool and enclosing the content in the pool.

  Qiandu has no way to break through the outer wall of the APP to search the content in the pool.

  Where is the main source of Internet content now?

   Mobile Internet!

  Internet content is generated every day, but Qiandu cannot provide users with new content search.

  The only thing left to do is to rely on the PC side.

  Qiandu is now also investing in various new businesses, such as video business, live broadcast business and so on.

  The search business is the core of Qiandu. Li Yanghong hopes to obtain artificial intelligence technology and apply it to search.

   Han Songlin agreed to this.

   Improving the accuracy of the search is also a good thing.

   It is becoming more and more difficult to find what you want.

  Barriers have been erected in the Internet.

  The Internet is no longer the free and shared one it once was.

  The times are developing, and there are very few people with the spirit of Internet sharing.

  Chen Xin was listening, and he had already considered in his heart that he could buy some thousand-degree stocks.

   Does this count as getting inside information in advance?

   Actually, it doesn’t count, the market has already expected this matter.

  Artificial intelligence technology Star Institute will inevitably be released, and Qiandu's acquisition is a certainty.

  Han Songlin stayed in the capital until April, when the sunset was falling, and Han Songlin returned to Rongcheng.

  The sky and the earth are full of greenery, decorated with flowers of various colors.

  The bees flapped their wings and kept busy among the flowers without stopping.

   On the campus of Star University, there are several boxes of bees.

   It happens that there are quite a lot of flowers in the campus, which can be used for bees to gather honey.

  Although the output is small, it is very rare real honey.

  If you want to eat real honey, you have to go to the beekeeper to buy it.

   There are fewer and fewer beekeepers who are looking for the flowering period.

  Han Songlin stood in front of a laboratory building, and the flower garden in front of the building was now full of flowers of various colors.

  It's colorful, but it's also pretty good-looking.

  The bees are constantly collecting honey from the flowers, which is very hard work.

  Han Yufei stood in front of the window and drank water from a cup. Goji berries were soaked in the water.

  Health preservation, Han Yufei is also serious.

  Looking down, I saw Han Songlin standing at the door.

  Han Yufei smiled. She reckoned that her father would come over to take a look when he came back.

"dad!"

  Han Songlin raised his head and waved to Han Yufei.

  (end of this chapter)