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... still paying off on a twelve-month installment plan. He pressed his key fob twice while muttering to himself, "Hoo... I slept too late... No, I woke up late!"

Having been with the same company for years now, it was routine for him to leave home early and time his commute to avoid the worst of the traffic. Of course, he never intended to start work before office hours, so he made a habit of relaxing at a nearby coffee shop before heading in right on time. But today, things were different ...

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..

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