MTL - Genius Doctor: Black Belly Miss - Chapter 3117 :Xiao Xie (1)

Xiao Yu, who was a student from modern Earth, accidentally transports to another world and becomes the lord of a territory. Facing an unfavorable situation, he vows to take back his family business, build his new territory, kill all of those who covet his wealth, and dominate the world!

- Description from Novelupdates

Unique skill ‘creditor’ which can bet with its debtors on the unpaid debts.

And the ability to take skills and stats!

Kang Yoo-sik’s chance to start a new life at the Hunter Military Academy.

An accident let him have a special ability to turn back time up to 1 minute. When he said the wrong things in front of his leader, he was able to return back to 1 minute before to correct what he said. During jade stone gambling and there was no jade inside, he turns back time to pick another stone. When the woman he likes met an accident, he can return back to 1 minute before to save her…… A small fry’s rise through the ranks of the government service starts……

He had never invested in shares or bought a lottery ticket, and neither did he have any experience in the general business industry. Lu Li found that the only thing he could do was play games.