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... e puzzled gazes of the elders, Ye Chen smiled slightly. “Offering interest is naturally to attract them to deposit their spirit stones in Immortal Net Cloud Flash Payment.

“As for the spirit stones deposited by the cultivators, half of them will remain untouched as a withdrawal guarantee to ensure we can provide spirit stones when cultivators want to withdraw.

“The other half will be used as loans, lent to cultivators or major forces, charging them interest!

“For savings, ...

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